sham Group engages in insurance, customer relationship assistance, healthcare, and real estate business activities in Africa and the Middle East. It offers non-life insurance solutions; consumer credit and car loans to public servants and private sector employees; and third party administrator services for the optimization of health insurance management. The company also operates outsourcing/offsh
ore customer relationship centers that provide outsourced front and back office services for the insurance and assistance sector; and travel, vehicle, and health assistance services in Africa. In addition, it develops and operates a network of diagnostic healthcare centers and clinics in Africa; and manages residential and social real estate development projects in Morocco and Côte d’Ivoire. The company has strategic partnerships with Bertelsmann Group, ASISA Group, Cegedim Activ, Mondial Assistance, Sanam Holding, Abraaj Capital, and the International Finance Corporation.
