Yati Ibrahim

Yati Ibrahim I am NOT a sales person. I am a your trusted Life Planner.

13/05/2026

POV: You realize you have the best clients in the world.
Proof that if you pour love into your work, it comes right back to you. Alhamdulillah ❤️

Grateful doesn’t even cover it. What’s the kindest thing a client has ever done for you?

“Dia suggest akak agent paling bagus dia jumpa” 🥹❤️Nothing beats the feeling of being called “the best agent” by a clien...
02/05/2026

“Dia suggest akak agent paling bagus dia jumpa”
🥹❤️

Nothing beats the feeling of being called “the best agent” by a client. This isn’t just a testimonial; it’s a responsibility I take to heart.

When you refer me to your siblings and cousins, you aren’t just passing a phone number; you’re passing on peace of mind.

Most people start with just a simple “survey.”
“Kak, can I survey AIA coverage?”
“I need a medical card for myself.”

That’s exactly how this referral chain started! I love helping “surveyors” become “protected” clients. Since 2024, I’ve helped this group manage everything from personal medical cards to full family coverage (6 policies and counting!).  Whether you’re surveying for yourself or your kids, I’m here to guide you through every step.

Why my clients refer me:
✅ No-pressure surveying
✅ Clear explanations (no jargon!)
✅ Fast response times, InsyaAllah.

Don’t wait for an emergency to start surveying. Tap the “Message” button to get your personalized quote today!

❤️,
Kak Yati, your trusted .takaful

RM30,000 – RM50,000. Mampu ke kita sediakan dalam sekelip mata? 🎗️Semalam saya berpeluang melawat Thomson Hospital Kota ...
16/04/2026

RM30,000 – RM50,000. Mampu ke kita sediakan dalam sekelip mata? 🎗️

Semalam saya berpeluang melawat Thomson Hospital Kota Damansara untuk sesi pengenalan / familiarization untuk seorang Life Planner/Ejen Takaful.

Tujuan hospital familiarization ni adalah untuk mendalami fasiliti-fasiliti yang ada di hospital, tapi hati saya rasa tersentak bila masuk ke kawasan OncoCare Access Quality Cancer Care (Pusat Rawatan Kanser).
Atas faktor privasi pesakit, saya tidak dibenarkan mengambil sebarang gambar di dalam. Tapi satu perkara yang saya boleh katakan—pusat rawatan tu sangat sibuk.

The sheer number of patients waiting for treatment was a wake-up call. Cancer is no longer a "maybe," it's a "when" for so many families. Sesungguhnya kanser itu tidak mengenal usia mahupun pangkat.

Apa yang buat saya terfikir adalah tentang kosnya. Menurut mereka :
• Satu kitaran (cycle) chemotherapy di sana mencecah sekitar RM5,000.
• Kebanyakannya pesakit kanser memerlukan 6 kitaran, malah ada yang sehingga 10 kitaran bergantung kepada tahap agresif kanser tersebut.
• Maksudnya, kos rawatan sahaja boleh mencecah RM30,000 hingga RM50,000++.

Mungkin ada antara kita yang akan berkata,
“Tak apa, hospital kerajaan kan ada?"

Betul, hospital kerajaan kita sangat membantu. Namun, realiti yang ramai terlepas pandang ialah bukan semua ubat atau rawatan moden disubsidi oleh kerajaan. Ada ubat-ubat tertentu yang pesakit tetap kena beli sendiri dengan harga beribu ringgit.

Di sinilah pentingnya Pampasan Penyakit Kritikal (Critical Illness [CI] Protection):

1. Medical Card – Memang bayar bil hospital, tapi ia tak bayar komitmen harian kita.

2. Pampasan CI – Duit tunai yang terus masuk ke akaun bank anda. Duit inilah yang akan membantu kita membeli ubat yang tak ditanggung, bayar ansuran rumah masa anda tak mampu bekerja, dan beli keperluan nutrisi terbaik untuk lawan kanser.

Kita tak boleh ramal bila sakit akan datang, tapi kita boleh rancang bagaimana kita nak hadapinya. Jangan biarkan simpanan hari tua kita habis dalam masa beberapa bulan hanya kerana kos rawatan.

Dapatkan perlindungan sementara masih sihat. Kita bukan sekadar beli polisi, kita sedang beli "ketenangan fikiran" untuk diri sendiri dan keluarga. 🙏

———————————————————————
Tahukah anda bahawa AIA Public Takaful ada pelan perlindungan sakit kritikal serendah RM40/sebulan dan juga pelan yang juga melindungi stage stage awal (Early Stage) sakit kritikal?

Dan.. AIA juga mempunyai pelan perlindungan Kanser yang memberi Cash Bonus setiap tahun?

Nak tahu lebih lanjut mengenai Pelan-pelan perlindungan sakit kritikal yang ada? DM atau tekan link di bawah 👇🏾

13/03/2026

Who says insurance/takaful is just for “emergencies”? 💁‍♀️

With the AIA Public Takaful Lady Plan, we celebrate your life wins with you!
✅ Marriage Benefit
✅ Maternity Benefit
✅ Yearly Cash Bonuses
✅ Retirement/Golden Age Payouts
And many more other exciting benefits ❤️❤️❤️

It’s more than just protection—it’s a financial companion that grows with you.
Get the support you deserve at every stage.

DM us “LADY” to get a personalized quote and see how much you can benefit!

Salam Jumaat semua,
❤️ .takaful

12/03/2026

We are looking for the best Takaful clients in 2026… and that person might just be YOU.

Not because you need insurance.

But because you understand the value of financial protection, planning and legacy.

If you’re someone who:
✅ Values family protection
✅ Plans ahead financially
✅ Wants advice from someone who truly cares

Then let’s talk.

DM me “TAKAFUL2026” and let’s review your protection plan for the year ahead.

23/02/2026

Ready to turn your potential into performance?

Join us at our Career Open Day and discover how we build people and deliver results together. Don’t just look for a job—build a legacy.

🗓️ Date: Feb 28, 2026
📍 Location: AIA Sentral, Level 17
🕚 Time: 11:00 AM - 3:00 PM

Secure Your Spot Now!!
Register now at the link in the Bio!

20/02/2026

When it comes to Takaful, you are hit by a “Double-Penalty” if you wait:

1️⃣ The Inflation Penalty: As the red line shows, hospital costs are rising 10-15% every year. The treatment that costs RM20k today will cost RM40k by the time you “feel like” buying a plan.

2️⃣ The Age & Health Penalty: Takaful is the only thing you can’t buy when you actually need it. As you get older, your contribution (premium) goes up automatically because your risk profile changes.
Even worse? If you wait until you have a “small” health issue (high BP, cholesterol, or a minor cyst), that condition might be excluded forever or cause your application to be declined. 🚫

The Bottom Line: You are at your “cheapest” and “most insurable” right now. Every birthday you celebrate without a plan makes your future protection more expensive and harder to get.

By locking in your Takaful plan now, you are securing your ‘insurability’ while you’re healthy. If you wait until the doctor finds something, no amount of money can buy you the coverage you could have gotten today.

Comment “START” and let me plan for you NOW before you’re hit with the Double Penalty!!

18/02/2026

It’s never just about the paperwork and submissions!

When you see “Policy InForce,” I see the late-night conversations, the answered questions, and the peace of mind we built together. It takes a lot of heart to protect what matters most, but it’s worth every single message and call.

I’m here for the journey, not just the signature. And seeing all these notifications makes every second worth it!

I am going to keep on working my magic to keep your future secure.
DM me ‘SECURE’ to start your own plan today!

A great start to 2026.Although not much but it's a start...Even if a progress feels small, initiating action is the cruc...
15/02/2026

A great start to 2026.
Although not much but it's a start...

Even if a progress feels small, initiating action is the crucial first step toward achieving larger goals. Let's just celebrate it, even it's small and keep moving to achieve better results, InsyaAllah

xoxo,takaful /

13/02/2026

ℹ️ WAITING PERIOD
In Malaysia, finding a medical card with zero waiting period for everything is almost impossible because insurance/takaful companies use waiting periods to prevent people from buying a plan only when they are already sick.

However, you can get immediate coverage for certain specific situations.
1. What is Covered Immediately?
• Accidents: Nearly all medical cards provide immediate coverage (0-day waiting period) for hospitalisation due to accidental injuries (e.g., car accidents, falls, or kitchen mishaps).

ℹ️ ROOM & BOARD UPGRADE
Yes!!! Yes, you absolutely can. One of the best perks of being an AIA Vitality member is the Hospital Room and Board (R&B) Benefit Upgrade.
This allows you to stay in a better room than your original policy allows, without paying the extra premium for a higher plan. The “upgrade” is tied directly to your Vitality Status (Bronze, Silver, Gold, or Platinum).

ℹ️ DO WE ONLY GET OUR HIBAH TAKAFUL WHEN WE ARE DEAD?
Actually, no! Although “Hibah Takaful” is a gift for your family when you pass away, a Takaful plan is designed to protect you while you are still alive as well.
Most AIA’s Hibah Takaful plans pay out that RM1 million in several scenarios:
1. Total & Permanent Disability (TPD)
If an accident or illness leaves you unable to work ever again (Total & Permanent Disability), the Takaful provider usually pays the full RM1 million to you directly. This is meant to replace your income and help you live your life without being a financial burden to your family.
2. Critical Illness (CI)
If you are diagnosed with a major illness (like cancer, heart attack, or stroke), there are hibah takaful plans that can pay out a portion or the entirety of that RM1 million (depending on plans) to fund your treatment and recovery.

Want to know more about WAITING PERIOD, ROOM & BOARD UPGRADES, AIA VITALITY OR AIA PUBLIC TAKAFUL’s PLANS, our dedicated Takaful Advisors .takaful, and is always available to assist you and your family.

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