04/10/2025
Dear Fathers, before you sleep tonight, ask yourself - if you don’t wake up tomorrow, can your family survive financially without you?
Recently, I updated my Will. I also added a new beneficiary to my Multi-Million Life Insurance. Someone once saw what I pay monthly for my Life Insurance etc and asked “Charles, how old are you? You are too young to pay such for an insurance that may only pay off in decades to come”. I laughed. He doesn’t understand the difference between Biological Ageing and Chronological Ageing. I might be young chronologically but my organs might have aged faster due to stress, past medical conditions etc. I travel a lot too and anything could happen during those trips. Some of you are like me. You drive every day - a big risk. You even drink several medications that could affect your liver or kidneys. You might feel healthy right now but are your organs really as fresh as they used to be? You are ageing faster internally than you are externally . Don’t be deceived by your looks.
A responsible parent should not only take care of their children when they’re present, they should prepare their family for their absence. And you don’t need to be rich to do so - you just have to be intentional and thoughtful.
You can’t be over 40, married with children and you don’t have a Will - you are setting your family up for shame if anything happens to you.
Have you seen what relatives do to widows after the death of their husband? Please do everything possible to ensure that your wife will never experience such or vice versa.
My death is better planned than even my life. My children will only miss my physical and emotional presence, but they will NEVER miss my financial support even from my grave.
This post is specifically directed at Fathers living in countries where life Insurance or funeral insurance is considered a taboo. If you ask some Nigerians to get a Funeral policy so their children won’t go into debt trying to bury them when they die, they
