Kaiser Health Care Short and Long Term Coach Lenie

23/06/2026

"Malakas ka ngayon... pero sino ang sasalo sa hospital bills mo pagtanda?"

Habang malakas pa at kumikita, ito ang pinakamagandang panahon para maghanda para sa kinabukasan.

Maraming Pilipino ang nakakapag-ipon para sa pamilya, bahay, at edukasyon ng mga anak. Pero paano naman ang sariling healthcare at retirement?

Paano kung dumating ang panahon na wala nang regular na kita at kailangan na ng malaking pondo para sa pagpapagamot?

Ang Kaiser 3-in-1 Long-Term Care Plan ay pinagsasama ang:

✅ Healthcare Fund
✅ Life Insurance Protection
✅ Long-Term Savings/ Investment

para makatulong na maprotektahan ang sarili at pamilya laban sa financial impact ng major illnesses at retirement expenses.

📩 Message me for free quotation, pwede mo rin ako matawagan sa Viber at WhatsApp if OFW ka 09983239075

19/06/2026

Common Question:

"Pwede bang kumuha ng Healthcare kung may sakit na? Yung magagamit agad pampa-ospital"

Unfortunately, hindi po. It is best to get your own HMO plan during your productive years and being healthy is one of the requirement.

Kung provided ka ng HMO with your current company, that is good.

However, you have to remember, you didn't own the policy, you cannot bring that when you resign/retire from your employer.

It is best to have your own personal HMO.

Gusto mo ng lifetime coverage? na kahit aabot ka ng age 100 ay may HMO kapa rin? Sagot ka ni Kaiser.

Message me for more details and free quotation. Pwede mo rin ako matawagan sa Viber at WhatsApp if OFW ka 09983239075

15/06/2026

Your health is one of your greatest assets. 💙

With Kaiser Long-Term Healthcare, you can prepare for future medical needs while building financial security at the same time. Don't wait until a health emergency happens—start planning today while you have the opportunity.
Invest in your health. Protect your future. Secure your family's peace of mind.
Start your Kaiser journey today because the best time to prepare is now. ✨

Message me so that I can guide you, pwede mo rin ako matawagan sa Viber at WhatsApp if OFW ka 09983239075

14/06/2026

International Marketing Group or IMG ang official broker ng Kaiser.
Hindi ka maka avail ng Kaiser sa hindi IMG member.
Thank you for attending and Congratulations 👏❤️

Be One of Us, message me para ma guide kita. Pwede mo rin ako matawagan sa Viber at least if OFW ka 09983239075

03/06/2026

KAISER is our FRONTLINER!

Sa panahon ngayon, hindi lang dapat tayo ready sa emergencies — dapat ready din tayo sa long-term healthcare.

Imagine this:
- Guaranteed renewal
- Fixed premiums for 7 years
- May Life Insurance + Health Fund
- Unused funds? Nag-a-accumulate with interest!
- Up to 85% return of premiums kapag hindi nagamit.

Hindi lang ito gastos — this is a SMART financial move.

Habang malakas pa tayo at kumikita, let’s secure our future. Para hindi tayo maging burden sa family natin someday.

Health protection + savings + life insurance in ONE plan?
Panalo ka dito.

For more details and faster transaction.. Message me directly 👇 Lenie Sitia Ramos Afp 📩 Pwede mo rin ako 🤙 sa Viber at WhatsApp if OFW ka 09983239075

Let’s build your long-term healthcare plan today.

31/05/2026

On April 22, 2026, Mr. Wilfredo Villanueva received a Maturity Benefit Full Withdrawal from Kaiser International Healthgroup Inc. in Omnis Prosperity Tower, Makati.

His journey has been a long and rewarding one, and we are proud to say that he has attained the maximum level of maturity in his healthcare journey.

Congratulations, Mr. Wilfredo Villanueva.

18/05/2026

𝗕𝗮𝗸𝗶𝘁 𝗻𝗴𝗮 𝗻𝗮 𝗺𝗮𝗴𝗮𝗻𝗱𝗮 𝗺𝗮𝗴𝗸𝗮𝗿𝗼𝗼𝗻 𝗻𝗴 𝗞𝗮𝗶𝘀𝗲𝗿-𝟯-𝗶𝗻-𝟭 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗿𝗼𝗴𝗿𝗮𝗺 𝗮𝗻𝗴 𝗯𝗮𝘄𝗮𝘁 𝗺𝗶𝘆𝗲𝗺𝗯𝗿𝗼 𝗻𝗴 𝗣𝗮𝗺𝗶𝗹𝘆𝗮 𝗹𝗮𝗹𝗼 𝗻𝗮 𝘆𝘂𝗻𝗴 𝗺𝗴𝗮 𝗯𝗿𝗲𝗮𝗱𝘄𝗶𝗻𝗻𝗲𝗿𝘀?

✔️ Kapag hindi ka na employed at binawi na nung dati mong employer yung short-term HMO mo, hindi ka magwoworry kung maospital ka.

✔️ Kapag hindi mo nagamit ang annual health care coverage mo, hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser, marereceive mo ang guaranteed long-term care bonus (cash) sa maturity.

✔️ May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔️ Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔️ Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔️ Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔️ Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔️ In case of emergency, pwede magamit as family assistance.

✔️ Maari kang magkaroon nito sa halagang P88 pesos a day mas mahal pa ang 1pc Chicken joy!

𝗦𝗶𝗻𝗼 𝗮𝗻𝗴 𝗽𝘄𝗱𝗲𝗻𝗴 𝗺𝗮𝗸𝗮-𝗮𝘃𝗮𝗶𝗹 𝗻𝗶𝘁𝗼?
✔️ Lahat ng nasa 10-60 years old healthy ay qualified po for this program?
✔️ If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.
✔️ Get Kaiser 3 in 1 (Long Term Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"
✔️ Para sa klaro at kumpletong detalye, pm lang, pwede mo rin ako matawagan sa Viber at WhatsApp if OFW ka 09983239075

16/05/2026

16/05/2026

𝙎𝙖 𝙆𝘼𝙄𝙎𝙀𝙍, 𝟕 𝙮𝙚𝙖𝙧𝙨 𝙠𝙖 𝙇𝙖𝙣𝙜 𝙢𝙖𝙜-𝙞𝙞𝙥𝙤𝙣.

3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭. kumpleto na.

𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲𝘀 𝗻𝗴 𝗞𝗔𝗜𝗦𝗘𝗥:

📌𝐕𝐄𝐑𝐘 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄:7 years mo lng babayaran. sa iba 10 to 20 years. kung may 5 years man masyadong mahal, wala pang healthcare yun.

📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 𝐀𝐍𝐆 𝐏𝐀𝐆-𝐀𝐃𝐌𝐈𝐓 𝐌𝐎 𝐒𝐀 𝐎𝐒𝐏𝐈𝐓𝐀𝐋: magagamit mo ito dahil may kaiser ka at active ang plan, provided at least 1-yr ka ng nag-iipon thru kaiser.

📌𝐁𝐀𝐒𝐈𝐂 𝐌𝐄𝐃𝐈𝐂𝐀𝐋 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒: free annual physical examination, free dental cleaning, etc.

📌𝐅𝐈𝐗𝐄𝐃 𝐀𝐍𝐆 𝐀𝐌𝐎𝐔𝐍𝐓: kung ano ang inumpisahan mo, fixed na sya for 7-yrs hindi mag babago kahit nagkaka-edad ka.

📌𝐌𝐀𝐘𝐑𝐎𝐎𝐍 𝐅𝐀𝐌𝐈𝐋𝐘 𝐀𝐒𝐒𝐈𝐒𝐓𝐀𝐍𝐂𝐄: maaari mong ipagamit sa immediate family mong nagkasakit. hindi mo kailangan mangutang nang pandeposit sa hosubject for kaiser approvalser approval*

📌𝐓𝐑𝐀𝐍𝐒𝐅𝐄𝐑𝐀𝐁𝐋𝐄: maari itong ma-transfer upon death, hindi magiging mabigat financially sa family ang pag-kawala mo. at pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.

maganda diba?

Message us for A Free Quote 😊

If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Get Kaiser 3 in 1 - (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Pwede mo rin ako matawagan sa Viber at WhatsApp if OFW ka ❤️
09983239075