HMO Finder PH

07/10/2026

🏥💙 QUALITY HMO DOESN’T HAVE TO BREAK YOUR COMPANY BUDGET!

Whether you’re a SMALL, MEDIUM, or LARGE COMPANY, give your employees the healthcare protection they deserve with ALGAR SMARTCARE! 🚀

✨ ALGAR SMARTCARE ✨
Minimum of 5 Employees & UP!

👥 SMALL BUSINESS?
Start your employee HMO coverage with just 5 employees!

🏢 MEDIUM COMPANY?
Provide your growing workforce with practical and comprehensive HMO benefits.

🏙️ LARGE COMPANY?
Explore HMO solutions designed to support your bigger workforce and employee benefits program.

✅ Comprehensive HMO coverage
✅ Affordable and practical options
✅ Suitable for growing companies
✅ Employee healthcare protection
✅ Flexible options depending on your company’s needs

💡 Your employees are your greatest investment. Protect their health while keeping your HMO budget manageable!

🔥 READY TO UPGRADE YOUR EMPLOYEE BENEFITS?

📩 SEND US A MESSAGE NOW!
Tell us your number of employees and we’ll help you explore the right HMO option for your company.

🚨 ASAP — LET’S GET YOUR COMPANY COVERED!

28/09/2026

HMO 101

Hi there,

It's easy to think of your HMO as something you only reach for during a crisis. In reality, it's built to support everyday healthcare too, from routine checkups to bigger procedures. Here's how it works at each stage.

1) SCENARIO #1

Need a doctor?

Use an accredited clinic to keep your visit cashless. Booking with a provider inside your HMO's network means you skip the out-of-pocket payment and reimbursement hassle.


2) SCENARIO #2

Need a lab test?

You'll usually need a doctor's request first. Bring your HMO card and the request to an accredited lab so the test can be processed and covered properly.


3) SCENARIO #3

Need diagnostic care?

Bigger procedures often need approval first. Your HMO reviews the request to confirm coverage before the procedure, so it's worth starting this process early.


4) SCENARIO #4

Need hospital care?

Your Maximum Benefit Limit is what covers it. This is the ceiling amount your HMO pays toward a covered hospitalization, so it's good to know yours.

Know your benefits before you need them. The best time to understand your HMO is before an emergency, not during one. ✅

25/09/2026

HMO is key!🗝️
Stay healthy and happy always! 😍

18/09/2026

PHILHEALTH vs. HMO

PhilHealth is the national health insurance program, while an HMO provides access to covered healthcare services through accredited providers, depending on your plan. Here's how they work, and why having both matters.

1️⃣PHILHEALTH -The national program
PhilHealth is the national health insurance program in the Philippines. It helps cover part of eligible hospital expenses, but members may still need to pay for costs that are not covered.

2️⃣HMO - Your private plan

An HMO provides access to covered healthcare services through a network of accredited hospitals, clinics, and doctors. Coverage depends on the plan you choose and may include consultations, laboratory tests, hospitalization, and more.

You Need Both

PhilHealth is the government's health insurance, required for every Filipino. Your HMO is private coverage that adds to it, not a replacement for it.

1 PhilHealth Pays First
When you're admitted to the hospital, PhilHealth pays a part of your bill first, based on their fixed rates.

2 HMO Covers the Rest
Your HMO then covers what's left of the bill, up to your plan's Maximum Benefit Limit.

3 Keep Both Active
Your HMO works best when your PhilHealth is also active and up to date.

Get your own HMO coverage NOW! Happy to help you!

Comment below for more information😊

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11/08/2026

☔

Heavy Rains Ahead? Be Prepared.⚠️🌧️

Rainy weather can affect our daily routines, let's take proactive steps to protect ourselves and those we care about.

🌂 Check weather forecasts before leaving home
🚗 Drive carefully and avoid flooded roads
🔦 Keep flashlights, power banks, and emergency supplies ready
💧 Drink clean water and practice proper hygiene
🦟 Prevent mosquito breeding by keeping your surroundings clean

Let's make safety a priority this rainy season. Small precautions today can make a big difference tomorrow.

Need assistance or have questions about your insurance needs? Message us on Facebook: https://www.facebook.com/etiqaphilippines/

06/08/2026

🩺 Huwag nang Maghintay! Covered Ka Na Mula Day 1! 🛡️

Worried tungkol sa iyong mga pre-existing condition (PEC)? Sa Ayos Healthcard, no problem!

✅ 50% PEC Coverage AGAD! Mula sa araw ng pag-enroll, may proteksyon ka na laban sa mga dati nang karamdaman.

✅ Buksan sa Lahat: Mula sa mga sanggol na 15 araw na gulang hanggang sa mga lolo at lola nating 65 taong gulang.

✅ Kumpletong Benepisyo: Inpatient, Outpatient, Emergency Care, Lab Tests, at marami pang iba! Kasama pa ang Group Life Insurance, Accidental Death, at Terminal Illness Benefit.

Piliin ang pinaka-angkop na plan para sa iyong pamilya! Silipin ang presyo sa ibaba.👇

Wag nang mag-atubili! Protektahan ang iyong kalusugan ngayon.
I-click lang ang link para mag-avail: ➡️ https://ayos247.com/product/ayos247/?r=jonard.borlaza

Para sa dagdag na detalye, bisitahin ang: www.GetAyosNow.com

06/08/2026

☔️🤑

13/03/2026

🫰

We extend our sincere gratitude to our 53 healthcare partners for their continued trust, as evidenced by their Certificates of Good Credit Standing. We are especially proud to feature Hi-Precision Diagnostics within Etiqa Philippines’ vast network of over 1,500+ partners nationwide. Together, we remain committed to making gold-standard diagnostic care accessible and reliable for you

11/03/2026

🫰🫰

As healthcare costs continue to rise, companies are looking for smarter ways to protect their employees while managing benefits sustainably. In response to this challenge, iCare HMO has partnered with AXA Philippines, a worldwide leader in insurance, to integrate Group Term Insurance into select iCare corporate HMO plans. The enhanced offering provides employer-sponsored life insurance coverage for death, permanent disability, and terminal illness for eligible employees, seamlessly embedded within iCare’s healthcare benefits.

For employers, the collaboration delivers a more cohesive protection strategy. For employees, it offers reassurance that their families remain financially secure beyond medical coverage alone.

“HR leaders today are navigating a delicate balance between protecting people and maintaining sustainability,” said Geronimo Francisco, President and CEO of iCare HMO. “Balancing care and cost is not merely a financial decision. It is a leadership responsibility. Our mission is to address medical inflation through affordable and sustainable healthcare solutions so more Filipinos can say yes to better health.”

Read the full story here: https://icare.com.ph/2026/03/11/icare-hmo-and-axa-philippines-partner-to-strengthen-employee-health-and-financial-protection/

ICARE HMO x AXA | Yes, You Can

11/03/2026

Virtual Employees Benefits Orientation for New Corporate Accounts😊

Thank you for choosing Philcare 🫰