Vacca Associates Family Checks 'n Balances

Vacca Associates Family Checks 'n Balances A Bit of My Story......and Why I Do What I Do

I am a people person....love people....of all ages!! An interesting combination, and one I have loved. Why?

Vacca Associates Family Checks n’ Balances is your personal concierge... budgeting/bill pay, transport/coordination of medical/dental appointments, housing moves, garage/estate sales, being an advocate - whatever daily life involves! So, it came as no surprise when I found myself working with both teenagers and older adults! They are so much alike in my mind....exploring, interesting, testing the

patience of many, challenging preconceived ideas, great adapters, unpredictable and incredibly loving and caring. My career path took me into aging and healthcare...and youth ministry! In aging and healthcare, I have spent decades working directly with older adults and their families, designing new programs for an aging population, training healthcare and social service professionals on aging issues, leading retirement planning seminars, and advocating on legislation impacting older adults. I also became involved in the financial services industry as a licensed insurance agent and securities licensed advisor (my securities license I have let go of so I can do my current work). In youth ministry, I have worked with hundreds of teens, young adults and their families, teaching and training, mentoring, supporting and housing, and putting my counseling training to good use. Through all of my experiences, I have realized that I like solving problems, being an advocate and mediator, and dealing with whatever need to be done. To help make life a bit easier, less confusing and complicated, relieving the stress of being overwhelmed so many family caregivers experience and letting family be "family" and not having to be the 'pro' in the many aspects of aging-related issues and concerns. I often tell people, .."I am just a 'life manager. Whatever life throws at you, I can help manage and I can walk the journey with you to help in anyway I can." So, my work is all about....YOU!! I am here to make your life run easier and smoother....from getting the things done that need doing each day to planning ahead for the unknown future. And, I have a number of trusted colleagues I work with to ensure that you get the right input, insight and understanding so you can make the best informed decisions for you and your loved ones.

Ok...this is a bit of a rant (full disclosure).My doc wants to reduce the dosage of one of my medications (I mean, I onl...
06/12/2026

Ok...this is a bit of a rant (full disclosure).

My doc wants to reduce the dosage of one of my medications (I mean, I only take 2 to begin with...thank God!). I have 5 mg tablets right now that I have to cut in half, but he wants me to go to 2.5 mg tablets that I will cut in half.

Make note: I can't take a 5 mg tiny little tablet and cut it into fours as it would destroy the tablet and I would be trying to take crumbs of medication every day. Hold onto the picture.

So, the new order gets sent to my pharmacy and I hear nothing back from them. A week goes by, and I decide I better check in with them.

I am told my insurance denied the order. What???

So, I am finally slowing down and reaching out to request a redetermination for the lower dosage pills.

May I say after filling out the redetermination form online that.... how in the h*ll do these companies think people are going to be able to fill out the form, exactly as needed, before you can hit the 'submit' button, when there are...
> restrictions on "special characters" (commas???)
> you need your doc's fax number (really?? do you know every doctor's office fax number?)
> you need your member insurance number (which you can't tell if it's an "8" or "0" because the font is so small and the ink blurs it on the plastic card)

This is why I will never be able to retire from my work as a case manager. This is why my patients/clients get freaky when I say I am leaving town for a week vacay and they immediately have to note the day and hour I am returning.

This is why the need for advocates for people who can't do this themselves, figure it out, because it's damn frustrating and confusing even for a case manager, and let's not go there about --- well, just call them!! Really??

Can we talk about the stupid 'phone trees' that answer the phones for just about any company, doctor's office, pharmacy, etc etc etc?
OK, I'm done and I rest my case.

I will never retire because the system(s) of not only healthcare but just about everything has made it near impossible for vulnerable people to figure it out on their own and get the help and support they need and deserve.

Just a rant.

(Note: Join my Skool community to find real help and support from not just me but an awesome group of fellow caregivers and professionals -- it's free --

The place for ‘tried & true’ solutions to caring for loved ones as they age, while enjoying the journey & taking care of you!

Here's a brief video on an eye disease or condition that impacted me for a second time. Ever heard of MGD?  Me neither! ...
06/08/2026

Here's a brief video on an eye disease or condition that impacted me for a second time.

Ever heard of MGD? Me neither! Watch the video and learn more about this condition that impacts 70% of people over the age 60.

Ever heard of MGD - Meibomian Gland Dsyfunction? Me neither! But,...

To all my Facebook family and friends...Happy Memorial Weekend.Remember that freedom is not free.  Many have sacrificed ...
05/23/2026

To all my Facebook family and friends...Happy Memorial Weekend.

Remember that freedom is not free. Many have sacrificed all so we have the opportunity to celebrate the 250th anniversary of our country.


(Photo credit: Tanner Ross on Unsplash)

Here's my latest video about what an ethical will is, why and how you would prepare one and do you need one. Please feel...
05/21/2026

Here's my latest video about what an ethical will is, why and how you would prepare one and do you need one.

Please feel free to leave any comments or questions. Let me know what you think about an ethical will.

Most of us know what a will and last testament is but have you heard of an ethical will? Ethical wills have been around for thousands of years. It is a way...

Here's my latest video from a recording I did in my Skool community on 2 very complex cases I am currently working on an...
05/13/2026

Here's my latest video from a recording I did in my Skool community on 2 very complex cases I am currently working on and how the impact of legal documents have impacted my ability to help these clients and families during difficult medical crisis.

Take a watch and let me know your thoughts.

I dealt with recent cases -- one a single woman without a financial power of attorney in place -- and the other a married couple, both with mental status iss...

To all the wonderful ladies who care for others.....
05/09/2026

To all the wonderful ladies who care for others.....

04/05/2026
If you haven't done this yet, make your way over to my Skool community group, The Family Care Compass.It is a great grou...
03/26/2026

If you haven't done this yet, make your way over to my Skool community group, The Family Care Compass.

It is a great group of folks and we share with each other the journey of being a family caregiver, or preparing to be a family caregiver, and tips and hints that help us as caregivers while also taking care of ourselves.

Here's the link to join the community(it's free!) and you can check it out and see if it will be of value to you:

https://www.skool.com/thefamilycarecompass/about

Here's my latest video on our 5 senses. It was a fun one to do!  We often don't think about how our 5 sensory systems ar...
03/19/2026

Here's my latest video on our 5 senses.

It was a fun one to do! We often don't think about how our 5 sensory systems are doing until we have a problem or issue with them.

Let me know your thoughts. Enjoy!

Do you ever think about your 5 sensory systems? Most of us don't until we have a problem or issue with one or more of them. Here's a quick look at our 5 se...

03/17/2026

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P. O. Box 1083
Carmichael, CA
95609

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