05/11/2026
šāØ Medicare Monday: IRMAA āØš
IRMAA (Income-Related Monthly Adjustment Amount) is an extra charge some people pay for Medicare Part B and Part D based on income.
Hereās the key point: Medicare uses your income from 2 years ago, not your current income. So 2026 premiums are based on 2024 tax returns.
If your income has gone down due to retirement or a life change, you may be able to appeal and lower it.
š Medicare tip: IRMAA isnāt permanentāit can change when life does.