Victor 4 Advice

Victor 4 Advice I provide advice and consulting on most aspects of your financial life as well as health and wellness. My advice can save and make you money. Not ever!

Your health and wellness directly impact your long term financial stability. I'm The Safe Money Guy. Safe money is my passion for everyone I work with. What does it mean…Safe Money? Whatever money you accumulate for your future must be protected so you never lose it! I was in the securities world for 20 years. At one point in my career, I was a fiduciary who collected a fee for my advice and for h

andling client’s money. What I discovered is that NO ONE ever needs to have their retirement money at risk in the stock market. There are safer ways to save for your future, receive the same or a better return than the market, and never have your money at risk for loss. Your savings MUST be available for when you need it the most, or when you’re ready to retire. It’s not just how much you earn, but how much you keep. A substantial portion of your savings should be in financial products that protect it from loss and grow it well, without taxation, until you need it. And when you begin drawing income at retirement from your retirement plans, that income MUST pay out for life no matter how long you live, EVEN IF YOUR ACCOUNTS RUN OUT OF MONEY, guaranteed! This is impossible if you leave your retirement savings in the market. I want you to experience a “Be Happy Don’t Worry” retirement. One of my desires is to help people get out of debt and achieve financial freedom. I’ll show you how to create your own family bank using the Infinite Banking Concept so you never have to be in debt to anyone else again. Then I’ll show you how your bank can pay you a tax free income in retirement. I can also show the self-employed and small businesses how to become their own source of lending, and create future tax free income for the business owner. Live Debt Free….Retire Tax Free! If you want to maximize your future retirement income, AND have it paid to you TAX FREE for life, I have a wonderful strategy for you. This is only possible using a cash value life insurance policy expertly designed specifically to produce a high level of cash, and pay a life long tax free income in the future. Don’t forget to ask me about it. Guaranteed income for life should be a cornerstone of your financial future. Whatever you accumulate for your future must be protected so that you never lose it. That’s why I believe so strongly in safe money concepts and strategies using fixed and fixed indexed annuities, and Cash Value life insurance. Learn more about my business and professional background at http://www.linkedin.com/in/victor4success. Let’s connect. I’ve been dedicated to health and fitness all my life. Mountain biking, working out, martial arts, hiking the great outdoors, and proper nutrition and supplementation are some of my passions. Let me help you live a healthy lifestyle with less stress. I’m happily married to my love Tina, and live a life richly blessed by my Lord and Savior Jesus Christ. We are members at Church of the Highlands in Opelika, Alabama. We love our church and all our wonderful friends in the Opelika/Auburn area. Financial Freedom is the Goal! The guiding principal in my business affairs can be found in Proverbs 21:6, “A fortune made by a lying tongue is a fleeting vapor and a deadly snare.”

Book a phone appointment at https://calendly.com/victor4advice.

Check out this financial education article: Your Retirement Plan at 65 May Not Be the Retirement Plan You Need at 85
08/18/2026

Check out this financial education article: Your Retirement Plan at 65 May Not Be the Retirement Plan You Need at 85

Retirement can last 30 years or more. See how needs may change from your 60s through your 80s. Income, spending, and healthcare demands evolve.

The number one retirement question may surprise you. But it may also be the most important question you can ask when pla...
07/29/2026

The number one retirement question may surprise you. But it may also be the most important question you can ask when planning for retirement. Conventional wisdom has it wrong...learn why. Three minutes can change everything. Contact me for more information at [email protected].

The number one retirement question may surprise you. But it may als...

Why are retirees moving their money out of bonds? See comments for a short video. Get with me about another alternative ...
07/20/2026

Why are retirees moving their money out of bonds? See comments for a short video. Get with me about another alternative that can work well for you.

https://youtu.be/AzP7qiAO8_wSocial Security is in trouble. Reserves will be depleted by 2032. What will happen as a resu...
07/01/2026

https://youtu.be/AzP7qiAO8_w
Social Security is in trouble. Reserves will be depleted by 2032. What will happen as a result, and what can YOU do to protect yourself from the results. Watch this 5 minute video. You can Bulletproof your retirement! Social Security benefits in the future ARE NOT guaranteed. Contact me to learn the details at [email protected]...or message me.

https://youtu.be/Gnu3nw_El-ADo you want tax free retirement for life AND access to your money at any time when you need ...
06/10/2026

https://youtu.be/Gnu3nw_El-A
Do you want tax free retirement for life AND access to your money at any time when you need it? Do you want a rainy day fund, family bank, business line of credit, college fund for your children, tax free retirement, and life insurance all wrapped up in one financial instrument? Learn how form a pro. Contact me at [email protected], or book a discovery call at https://calendly.com/victor4advice.

Do you want tax free retirement for life AND access to your money a...

https://youtu.be/vcS6gGaC8GsHow much money should you save for retirement? HOW MUCH MONEY DO I NEED TO RETIRE? That's th...
06/10/2026

https://youtu.be/vcS6gGaC8Gs
How much money should you save for retirement? HOW MUCH MONEY DO I NEED TO RETIRE? That's the question you should be thinking about. It's the number one question of life because some day, you WILL retire. Or at least be at a point when you need to slow down, cut back a little, and let your money pay you an income. But how much retirement income do you want, and how much in savings will give you that? These 5 minutes can change your future. Watch carefully and then contact me at [email protected] to learn more. Or book a discovery call with me at https://calendly.com/victor4advice.

How much money should you save for retirement? HOW MUCH MONEY DO I ...

https://youtu.be/uPJdrGgipnEMorning Star says you can safely withdraw 3.9% from your retirement account for life startin...
06/10/2026

https://youtu.be/uPJdrGgipnE
Morning Star says you can safely withdraw 3.9% from your retirement account for life starting in 2026 and have a 90% of not running out of money within 30 years. I would never count on that and I will show you why. There is only one way to have a guaranteed lifetime income no matter how long you live. Contact me at [email protected].

Morning Star says you can safely withdraw 3.9% from your retirement...

https://youtu.be/uFgNw3L7qEU?si=dRZp_7p2NEfBElyHWhy would anyone risk their nest egg to major loss in the market as they...
06/10/2026

https://youtu.be/uFgNw3L7qEU?si=dRZp_7p2NEfBElyH
Why would anyone risk their nest egg to major loss in the market as they draw income to live on? One major drop in the market and you could lose up to 10 years of income. Who needs that? These 10 minutes explains all this and how to avoid it. Create your own Personal Pension Plan. Bullet proof your retirement today. Email me at [email protected] to learn more.

Why would anyone risk their nest egg to major loss in the market as...

https://youtu.be/Sg4GgFHiYoE?si=xX5xULXOQ0hYVps5Retirement Income Planning Webinar:Learn strategies to create tax-effici...
04/30/2026

https://youtu.be/Sg4GgFHiYoE?si=xX5xULXOQ0hYVps5
Retirement Income Planning Webinar:
Learn strategies to create tax-efficient(tax free) retirement income, protect savings from market losses while growing them for the future, and build guaranteed income for life in retirement. Income that's not affected by anything that happens in the market. Save on federal taxes and Medicare IRMMA surcharges. You can Bulletproof your retirement! After the webinar contact me at [email protected] for more information, or book a discovery call at https://calendly.com/victor4advice.

Address

Opelika, AL

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 10am - 3pm

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+17707146795

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