Medicare Info by MM

05/19/2026

If you are on a Medigap Medicare Supplement plan A-N, during your birthday month, you may look at changing carriers to reduce your rates if you live in a birthday rule state. There are NO changes* to benefits. Only reduction in premiums. Curious? Call me 916-458-1905

05/18/2026

Are you working and have employer group insurance? Do they have more than 20 full time employees? You do not need to sign up for Medicare.

You will get a letter from your employer showing you’ve had coverage to avoid life time penalties. You have to show this since you turned 65…. So if you are 80 and have 10 employers from 65-80, you have to get letters from each one.

12/17/2025

SCAM ALERT!!

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11/17/2025

Be sure you read your Annual Notice of change letter. You have 13 more business days to make changes to your prescription drug plan or your health plan for 2026.

If you are in CA, UHC Advantage plans and Sutter health will not “partner” together. In other words, if you have a UHC Advantage plan you cannot see Sutter physicians.

There are no PPO plans in El Dorado county for 2026, unless you are dual eligible.

10/16/2025

Please don’t be paying $50+ a month for a drug plan just because you think that is what you need for coverage next year. Go to Medicare.gov and check your medications to a plan. You just might be surprised! 916-458-1905

The official U.S. government website for Medicare, a health insurance program for people age 65 or older and younger people with disabilities.

10/16/2025

It is more important than ever to pay attention to your Annual Notice of Change letter! Please don’t be left without insurance come 1/1/2026.

916-458-1905

09/14/2025

Hi! Let’s try this again, if you are on Medicare and you have a Medigap Medicare Supplement policy letter plan A-N, and have a separate prescription plan, YOUR PLAN NEEDS TO BE CHECKED for next year. I cannot explain. It doesn’t make sense but just because you spend more for your plan doesn’t mean better coverage. ALSO, plan premiums formularies and copays change ANNUALLY. You need to check your plan. If you need help, I’ve got a slide presentation I can send you FOR FREE with each step to take to check your plan on Medicare.gov.

916-458-1905

The official U.S. government website for Medicare, a health insurance program for people age 65 or older and younger people with disabilities.

09/09/2025

09/09/2025

Do you know someone with a Part D Stand Alone drug plan? PLEASE read your Annual Notice of Change letter! Some plan premiums are SIGNIFICANTLY changing. I’m happy to explain the chart. 916-458-1905

09/09/2025

Please if you don’t do anything else, READ YOUR ANNUAL NOTICE OF CHANGE LETTER that should arrive between now and October 10. Expect BIG changes in premiums for Part D and significant changes in Advantage plans.