02/06/2026
NDIS Individualised Living Options (ILO) ā What it is and isnāt
One of the most misunderstood supports in the NDIS is ILOāmany people think itās a set service, but itās actually about designing a living arrangement that works for you.
Individualised Living Options (ILO) is:
⢠a flexible support to help you choose where and how you live
⢠focused on independence, choice, and belonging
⢠built around a mix of formal and informal supports
⢠designed in two stages ā exploration/design, then implementation
ILO can include:
⢠support to plan and design your living arrangement
⢠personal care and daily living support
⢠support to build independence and life skills
⢠a mix of supports (e.g. housemates, hosts, drop-in supports)
⢠involvement of family, friends, and community supports
But ILO is not:
* housing, rent, or accommodation costs
* Supported Independent Living (SIL) or SDA
* funding for everyday living expenses (food, bills, etc.)
* supports outside the home (these are funded separately)
* paying family or informal supports
ILO is usually suited to people who:
⢠need moderate support at home (around 6+ hours per day)
⢠donāt need 24/7 rostered care like SIL
⢠want more flexibility and control over how they live
⢠are ready to explore and design their ideal living setup
Every ILO looks differentāitās built around your goals, your supports, and your life. ļæ¼
š” Big takeaway:
ILO isnāt a serviceāitās a way of designing supports around your life, not fitting your life into a service.
How we help
At Building With Strength, we help participants:
⢠explore whether ILO is the right option
⢠navigate Stage 1 (exploration and design)
⢠develop strong service proposals
⢠align supports with NDIS criteria
⢠build sustainable, flexible living arrangements
The power of ILO is in the planningāitās about creating a home that actually works for you.
⢠Learn more at www.buildingwithstrength.com.au