04/06/2026
Have You Structured Your Super to Protect Your Child’s Future?
For parents of children with a disability, planning ahead means thinking beyond today and ensuring there’s financial security in place for the years to come.
One important area that’s often overlooked is your superannuation and any insurance attached to it. When structured correctly, it can play a powerful role in supporting your child’s future.
Do you know?
• Your super doesn’t automatically form part of your Estate, even if you have a Will.
• This means your super fund may decide who receives your benefit unless you’ve made your intentions clear.
• A binding death benefit nomination allows you to direct your super (and any life insurance held within it) to the right place including your Estate, so it can be distributed according to your wishes.
• Keeping your nomination up to date and aligned with your Estate planning is essential to ensure the outcome you intend.
For families, especially those caring for a child with a disability, these decisions can form part of a broader strategy helping ensure funds are available, structured appropriately, and protected for long-term care and wellbeing.
We can help guide you through these complex but important considerations.
We work alongside experienced financial and estate planning professionals who specialise in supporting families with children with disabilities.
✔ Super & insurance strategies
✔ Estate planning guidance
✔ Tailored support for your family
Contact us to enquire about a one on one Navigation Meeting.
🌐 futureliving.org.au
📧 [email protected]
📞 08 6183 1943