08/10/2026
💜 Could you be entitled to help with the cost of home care?
Thinking about arranging care for yourself or a loved one can feel overwhelming — especially when you're worried about the cost. 🏡
But don't assume you have to pay for everything yourself.
Depending on your circumstances, you may be entitled to financial help towards your care.
💷 What are the capital thresholds?
For 2026/27 in England:
🔹 Under £14,250
Your capital is generally not taken into account when calculating the capital contribution, although your income is still considered.
🔹 Between £14,250 and £23,250
You may qualify for financial support, but your capital is taken into account when working out what you can afford to contribute.
🔹 Over £23,250
You will generally be expected to fund your own care, although you can still ask your council for a care needs assessment and, in some circumstances, councils have discretion for care provided at home.
💜 Other help may also be available
✨ Direct Payments - If you qualify for council support, you may be able to receive a personal budget/direct payment to help arrange your own care.
✨ Attendance Allowance - If you're over State Pension age and need help because of a disability or health condition, you may be able to claim £76.70 or £114.60 per week, depending on your needs.
✨ NHS Continuing Healthcare - Some people with significant health needs may qualify for care funded by the NHS.
✨ Local Authority funding -Your local council can carry out a care needs assessment and financial assessment to see whether you qualify for help towards your care costs.
The best place to start is by asking your local council for a Care Needs Assessment and financial assessment.
At S&S Private Care, we understand that asking for help isn't always easy. We're here to provide friendly, reliable support so you or your loved one can remain safe, comfortable and independent at home. ❤️
📞 Steph: 07825 215131
📞 Shelly: 07470 536991
📍 Biddulph • Biddulph Moor • Knypersley • Brown Lees • Gillow Heath & surrounding areas
