03/09/2026
A figure can look tidy on a spreadsheet. Life rarely does.
A personal budget can shape where someone lives, who supports them and whether the routines and relationships that matter can stay intact.
Yet families are often left with questions:
How was this amount calculated?
Can the right support actually be bought with it?
Do we have more choice than we have been told?
Are we paying for something extra - or filling a gap the budget should cover?
And what can we do when a decision doesn’t feel right?
We co-produced this guide with Christopher Watson FRSA , Chair of SDS Network England and Founder of Self Directed Futures, drawing on nearly 30 years of social care experience to answer the questions families are too often left to untangle alone.
No maze of funding language. Just honest explanations of personal budgets, Direct Payments, Individual Service Funds and the questions families have every right to ask.
Families should not have to become legal or funding experts to ask for support that genuinely works for someone they love.
Download the guide and feel better prepared for the conversations that matter. - https://catalystgrp.co.uk/resource/