Thrive Financial

Call Directions Website

Thrive Financial Thrive provides you an end-to-end solution for all of your Insurance needs. 🤝 In sickness and in health, Thrive have you covered.

Being a value based business, Thrive focuses on shaping a better future for you and your family. Through the provision of progressive and innovative insurance products, our advisors provide an end-to-end solution that tailors the perfect cover to fit your current needs, while always keeping you prepared for your ever-evolving future.

20/10/2026

"I can't afford life insurance."

Pierre, one of our advisers, hears that a lot. He's not here to argue with anyone's budget, though. The question isn't about the money. It's about the value.

Lots of factors go into your premium, and every one of them is worth checking with an adviser. So what are you actually getting for that money, and is it worth it to you and your family?

Give us a call, we'll call you straight back.

General information only, not personal financial advice.

17/10/2026

While some companies celebrate a strong quarter on a yacht, we grabbed the spades.

In July the Thrive team started transforming an old court at ASAP in Feilding into a grassy play area for the kids. This quarter we went back to finish the final patch — rotary hoe, fresh soil, seed, roller and all — and it was great to see July’s work already taking hold.

ASAP is Manchester House’s after-school programme. Thanks for having us back.

After that we attended the afternoon business session, handed out a few awards, and wrapped the day with dinner. As Pierre said: it ain't over until it's over.

Know someone at ASAP or Manchester House? Tag them or share so they see it.

General information only — not personal financial advice.

17/10/2026

Every organisation has its values framed on a wall somewhere — and nobody actually reads them.

So at the working bee we decided to bring them to life. Literally.

Extreme Ownership meant never letting go of the wheelbarrow. Challenging the Norm became raking the wrong way with absolute commitment. Doing the Right Thing was one stubborn w**d taken all the way to the bin, personally. Being Teachable looked like Pierre being shown which end of the spade goes in the ground.

Seven values, seven photos, one morning at ASAP — the After School Activity Programme at Manchester House on Grey St. Thanks for having us back. The turf we laid in July is looking great.

15/10/2026

Here's something nobody tells you when you land in New Zealand.

Healthcare here isn't automatic. It depends on your visa.

If your visa lets you stay two years or more, you're eligible for publicly funded healthcare, the same as a resident. Under two years, you're generally responsible for your own medical costs.

One detail worth knowing that we couldn't fit in the video: time you have already legally spent in New Zealand counts toward those two years. So a shorter visa can still get you there.

And ACC is separate again. Have an accident and you're covered whatever visa you're on. But sickness is not an accident, and ACC doesn't cover illness.

That gap is where people get caught.

Ivy didn't know any of this when she arrived in 2015. Most of the people she meets still don't.

Give us a call, we'll call you straight back.

General information only, not personal financial advice. Eligibility rules can change — check your own situation with Health New Zealand.

13/10/2026

Who's the one person in a business that never gets insured?

Not the owner. The owner has usually sorted their own cover.

It's the key person — the one generating the revenue, or holding the relationships. The person the business actually runs on. And they often have nothing.

You can't just slot someone else in either. Hiring takes time. Relationships take a lot longer. The revenue stops in the meantime.

Then there's the other one Calder sees constantly: buy/sell agreements. Everyone assumes the co-owner can simply buy the shares. Most of the time their capital is tied up somewhere else entirely.

Do you know who the key person in your business is? Start there.

Give us a call, we'll call you straight back.

General information only, not personal financial advice.

11/10/2026

Farmers or tradies — who's harder to get to sit down?

Calder's answer: neither. They're both avoiding the paperwork.

The difference is the drive. Tradies are usually in town. For farmers, it's out into the wop-wops, find the place, and prove you're not scary.

That's the job. It's also why the advice out here doesn't look like advice from an office in a city.

The meeting happens at your kitchen table, in your smoko room, or on your tailgate. Wherever you actually are.

Want one of those? Give us a call, we'll call you straight back.

General information only, not personal financial advice.

09/10/2026

Four things people tell us all the time. Two are true. Two aren't.

"ACC pays up to 80% of your income." True — but it's capped. ACC only pays on income up to a set maximum, and that cap is reset every April. Earn over it and 80% of your actual salary is not what turns up.

"Everyone's KiwiSaver comes with life insurance." False. A few schemes include a small amount of cover. Most don't. Worth checking rather than assuming — and if it's advice on the scheme itself you're after, that's not us, we'll point you to who does.

"A pre-existing condition means something serious." False. It can be something managed with medication, like anxiety. It's classed as pre-existing because you have it. That doesn't make it the end of the world.

"Your adviser has to tell you how they get paid before they advise you." True. That's part of the FMA guidelines, and it's how we provide a fair and honest service. We disclose exactly how we're remunerated by the insurers.

Got a question you've been putting off? Give us a call, we'll call you straight back.

General information only, not personal financial advice.

We came back. 🌱In July our team spent a quarterly morning at ASAP in Feilding, turning an old sand volleyball court into...
09/10/2026

We came back. 🌱

In July our team spent a quarterly morning at ASAP in Feilding, turning an old sand volleyball court into somewhere the kids can run.

Today we went back for the last section. Rotary hoe, rakes, wheelbarrows, and a few people who got closer to the sprinklers than they planned.

It's the kids' backyard. We just did the digging.

Thanks to the team at ASAP and Manchester House for having us back. 💚

General information only, not personal financial advice.

08/10/2026

"What's the hardest part of being a financial adviser that nobody sees?"

Ivy's answer isn't the paperwork or the long days.

It's helping someone understand that insurance isn't just another expense.

She moved here from the Philippines in 2015. The tax surprised her. But she'll also tell you the money you earn here goes further — which is exactly why that distinction matters.

An expense is money gone. Cover is money doing a job: sitting there, waiting, in case the worst week of your life turns up.

Most people only find out which one it was when they need it.

Give us a call, we'll call you straight back.

General information only, not personal financial advice.

06/10/2026

"What do most farmers pay for that they don't need?"

Jae's answer: cover he'd tell them to cancel.

Here's what he sees. The bank made them take insurance out to get the lending. That cover protects the bank's risk — not the farmer's. If he goes down, the bank gets its money back. The family is still standing there with the same problem.

And debt moves. Cover written against a loan five years ago often doesn't match what's owed today.

So when a farmer sends Jae a policy schedule, he's looking at the financials straight after — because a policy only works if it still lines up with the debt.

Sometimes the honest advice is that you're paying for something you don't need any more.

Not sure yours still matches? Give us a call, we'll call you straight back.

General information only, not personal financial advice.

Address

8 Manchester Square
Feilding
4410

Telephone

0800 234 555

Website

Alerts

Be the first to know and let us send you an email when Thrive Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share