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10/07/2022

08/03/2021

lf you choose a working woman, you have to accept that she cannot manage the house full time.

If you choose a housewife who can take care of and manage the household completely, you need to accept that she does not make money.

lf you choose a submissive woman, you must accept that she depends on you.

If you choose to be with a brave woman, you must accept that she is stubborn and has her own thoughts.

If you choose a beautiful woman, you have to accept the expenses as well.😉😁

lf you choose to be with a great woman, you must also accept that she is hard and firm.

No woman is perfect.
A woman has her own "good thing" that defines who she is and makes her unique.❤️

Ctto.

♀️💜🙋‍♀️👭

06/01/2021

1. one day you will retire. You won't be going to work. You won’t have office power any more. No influence or at best, a reduced influence. Your cash flow will also reduce.! Check retirement date on your payslip.

2. Always go for your 30days annual leave. Whatever you do during your leave, is what you will be doing when you retire. If all you do is to sleep or watch TV, then that’s what you are likely do do in your retirement. Remember the book of Proverbs. A little sleep and a little slumber, so shall your poverty multiply.
Watching Big Brother Naija will not save you heartache in retirement. Learn a trade or a skill during your leave. It will come handy. Spend your after-office hours learning something. Don’t spend it sleeping, Gossiping, watching TV!! Same goes for your weekend. Make them productive. You will thank yourself for spending your time productively.

3. Invest for your retirement... your children are not retirement investment. Don’t bank on your children’s support or the support of friends or relations. That’s a BIG risk. It may not happen. Be ready to take care of yourself!! Everyone has his own responsibilities. They won’t be able to help you that much. You will also lose your dignity and respect if you adopt a life of begging.

4. Start a hobby early in your working days to take you along when you retire. Rearing chicken, farming or own a shop. Acquire marketable skills ( not useless paper certificates) Etc

5. Where shall you retire. Build yourself a home. Don't retire and start to rent a house or refuse to vacate government house. You will be at the mercy of your landlord at a time when your cash flow is not only reduced but unpredictable!!

6. Who shall be your dependants. By the time you retire, your children should be above 18, and self reliant.

7. Don't retire and stay in a big city unless you can TRULY afford it. You can't continue living in a big city after 60 with limited financial resources. The language and the hustle will be hard for you. Where possible, Relocate to a less expensive town where your reduced take home (pension) can go further.

8. Have property which can be rented or converted into cash. Have shares that pay good dividends. Plant cash trees. Rear goats, cultivate vegetables etc. these activities will not only give you income but will also keep you healthy.

9. Live a simple life. If you never built a house at your rural home, dont use your retirement package to build. It is unwise unless you plan to live there on a permanent basis or you are super rich and therefore can afford the luxury. The choice is yours.

Note that many of retirees die early because of the following:

1. They are Not mentally prepared to retire.
2. Lack of finances
3. They Lapse into Depression
4 They develop Hypertension/ Diabetes because of worries, anxiety and uncertainty "and financial pressures.

YOUR DESK AT YOUR WORK PLACE IS NOT PERMANENT. PLAN FOR YOUR RETIREMENT.

30/11/2020

ADVICE from Warren Buffett

1. STAY away from credit cards & invest in yourself.

2. LIVE your life as simple as you are.

3. DON'T do what others say, just listen to them, but do what you feel good.

4. DON'T go on brand name; just wear those things in which you feel comfortable.

5. DON'T waste your money on unnecessary things; just spend it on what you really need.

6. DON'T give others a CHANCE to RULE your LIFE, it's yours to live after all.

13/10/2020

WHO SHOULD TAKE SPIRULINA?

1. Mga batang mahina kumain ng gulay.
2. Teenagers na nangangailangan ng ekstrang nutrisyon.
3. Mga buntis na kailangan ng balanseng nutrisyon.
4. Mga matanda na limitado na sa mga pwedeng kainin. Makakatulong din sa mabilis na pagtunaw ng kanilang mga kinain.
5. Mga atleta dahil nagbibigay ito ng enerhiya at nagpapalakas din ng stamina.
6. Mga taong may mga karamdaman o nagpapagaling.
7. Mga taong laging busy sa trabaho na hindi magkaroon ng oras para makakain ng balanseng pagkain kaya umaasa na lang sa mabilisan (fastfood) at prinosesong pagkain (processed food).
8. Mga vegetarians.

It contains the most remarkable concentration of functional nutrients ever known in any food, plant, grain or herb.

Kung isa ka sa mga nabanggit, YOU SHOULD TAKE SPIRULINA.
Because "Spirulina is the most complete, balanced, and super nutritious food on Earth."
-WHO (World Health Organization)

We recommend Spirulina as the answer to world malnutrition.

1000mg per caplet | 90 caplets per bottle

For Order.....kindly pm me.
Beth Pati Pedrosa
📲09382819107
thank you...

FDA APPROVED! HALAL CERTIFIED!

18/08/2020

👍👍👍👍👍👍
Asset vs Liability

Son: Dad, may I speak with you?
Dad: Go ahead.
Son: Among all my classmates, I am the only one without a car. It is embarrassing.
Dad: What do you want me to do?
Son: I need a car. I don't want to feel odd.
Dad: Do you have a particular car in mind?
Son: Yes dad (smiling)
Dad: How much?
Son:$2000
Dad: I will give you the money on one condition.
Son: What is the condition?
Dad: You will not use the money to buy a car but invest it. If you make enough profit from the investment, you can go ahead and buy the car.
Son: Deal.

Then, the father gave him a cheque of $2000. The son cashed the cheque and invested it in obedience to the verbal agreement that he had with his father.

Some months later, the father asked the son how he was faring. The son responded that his business was improving. The father left him.

After some months again, the father asked him about his business
again and the son told him that he is making a lot of profit from the business.

When it was exactly a year after he gave him the money, the father asked him to show him how far the business has gone. The son readily agreed and the following discussion took place:

Dad: From this I can see that you have made a lot of money.
Son: _Yes dad. _
Dad: Do you still remember our agreement?
Son: Yes
Dad: What is it?
Son: We agreed that I should invest the money and buy the car from the profit.
Dad: Why have you not bought the car?
Son: I don't need the car again. I want to invest more.
Dad: Good. You have learnt the lessons that I wanted to teach you.
- You didn't really need the car, you just wanted to feel among. That would have placed extra financial obligations on you. It wasn't an asset then; but a liability.
- Two, it is very important for you to invest in your future before living like a king.
Son: Thanks dad.

Then the father gave him the keys of the latest model of that car.

MORALS:
1. Always invest first before you start living the way you want.

2. What you see as a need now may become a want if you can take a little time to get over your feelings.

3. Try to be able to distinguish between an asset and a liability so that what you see as an asset today will not become a liability to you tomorrow.

----------------------------------------

Identify yourself
Build yourself
Be yourself...

Credits to the owner

16/06/2020

Kahit ano pang ingat ang gawin natin hindi natin mamamalayan na infected na tayo. kung mahahawa ka, mahahawa ka talaga. Ang covid-19 may incubation period na 14 days before lumabas ang symptoms niya, kaya once you are infected, di mo agad malalaman. Sobrang alarming, once infected ka na pwede ka na makahawa sa iba kahit wala ka pang nararamdaman na sintomas. Pinaka importante talaga, is to know the behavior of the virus once it hits you. 3 stages sya.
headache... masakit ang ulo tulad ng may sinus, then pag nawala ang sakit simula na ng
. magkaka flu ka, mataas na lagnat at nanunuyong lalamunan sabay ng dry cough and cold to the point na mawawalan ka na ng boses.. after a few days medyo bubuti pakiramdam mo, that's the time na papasok ang
which is . I repeat pinaka delikado. From flu it will become a pneumonia.. Ang air passage ng lungs para daw syang barado, hirap ka sobra huminga. Magpapatsi ang lalamunan mo. Ang covid virus resides sayong respiratory tracts kaya the best remedy is mag prepare ka ng luke warm na tubig, dapat 2 na klase, ang isa with vinegar and salt and yung isa pa is with kalamansi at luya . yung may vinegar at asin pangmumog mo, while yung may luya at kalamansi yun ang iinumin mo. From time to time cge inum ng tubig, wag mong hayaan na matuyuan ang lalamunan mo. Pwede rin if kaya mong kumain ng bawang (garlic), if pwede ka ngumuya ng luya ang importante hindi matuyo ang lalamunan mo. I hope makatulong ito sa lahat .Please as much as possible wag mag panic dahil once na mag panic kayo, di na kayo makakapag isip ng maayos, kailangan always be in your presence of mind. I hope makatulong ang info na ito sa lahat.

02/05/2020

After listening to some pretty harsh comments & arguing over reopening or completely shutting down for another two weeks, someone in their right mind wrote this.

Don’t know who wrote it, but it’s spot on.

Perspective:

WE ARE NOT IN THE SAME BOAT ...
I heard that we are all in the same boat, but it's not like that. We are in the same storm, but not in the same boat. Your ship could be shipwrecked and mine might not be. Or vice versa.

For some, quarantine is optimal. A moment of reflection, of re-connection, easy in flip flops, with a cocktail or coffee. For others, this is a desperate financial & family crisis.

For some that live alone they're facing endless loneliness. While for others it is peace, rest & time with their mother, father, sons & daughters.

With the weekly increase in unemployment some are bringing in more money to their households than they were working. Others are working more hours for less money due to pay cuts or loss in sales.

For some not getting on with Family domestic abuse is rife...we never know whwt goes on behind closed doors.

Some were concerned about getting a certain candy for Easter while others were concerned if there would be enough bread, milk and eggs for the weekend.

Some want to go back to work because they don't qualify for unemployment and are running out of money. Others want to kill those who break the quarantine.

Some are home spending 2-3 hours/day helping their child with online schooling while others are spending 2-3 hours/day to educate their children on top of a 10-12 hour workday.

Some have experienced the near death of the virus, some have already lost someone from it and some are not sure if their loved ones are going to make it. Others don't believe this is a big deal.

Some have faith in God and expect miracles during this 2020. Others say the worst is yet to come.

So, friends, we are not in the same boat. We are going through a time when our perceptions and needs are completely different.

Each of us will emerge, in our own way, from this storm. It is very important to see beyond what is seen at first glance. Not just looking, actually seeing.

We are all on different ships during this storm experiencing a very different journey.

Realize that and be kind.

Unknown author
COPY AND PASTE THIS POST - IT NEEDS GO GO VIRAL.

17/04/2020

Prayer for Protection

Almighty God, we commit our life into your hands, please keep us in your secret place. Please keep us where the hand of the enemy cannot touch us in the name of Jesus (Psalm 91:1).

Our life is in your hands O mighty God. Please be our refuge and our fortress (Psalm 91:2).

Most powerful and Almighty Father, we pray that a thousand of my enemies may fall at my side, and ten thousand at my right hand, but it shall not come near us as you promised in the Scriptures (Psalm 91:7).

You said O God that no weapon formed against us shall prosper and every tongue that rises up against us in judgement shall be condemned in Jesus mighty name (Isaiah 54:7).

Today Lord, we declare that our life is in your hand, please be our defence. Protect us when we go out, protect us when we come in, protect us all the days of our life (Job 22:25).

We entrust everything to you Lord, in the precious blood of Jesus we are covered --- Amen...

15/04/2020

Napakahirap ang gagawing desisyon ng ating Presidente. It is a dillema situation. It is likened into two horns. First horn: kung aalisin ang lockdown sa April 30, 2020, mas marami ang mga mahahawaan ng virus. Susuko ang mga ospital, doctors at funenaria. Magkakalat ang mga patay sa daan. Itatapon na lang kung saan-saan ang mga bankay. Second horn: kung hindi aalisin ang lockdown, magugutom ang maraming mga tao. Hindi ko alam kung ano ang magiging takbo ng isip ng mga tao kapag sila ay nagutom. Solving the dillema problem is to break the weaker horn, but in this situation both horns are strong. The other solution is to take the middle of two horns. This is the drug or vaccine that can eradicate this pandemic.
Ang kinakaharap ng Pangulo ngayon ay naiiba sa problemang kinaharap ng mga nagdaang presidente. Isang maling desisyon ay maaaring milyon-milyon ang mamamatay sa atin.
Hindi tama na mura-murahin ang Pangulo ng bansa dahil isang desisyon lang niya ay milyong buhay ang nakasalalay at isa pa "Never challenge a man who has the power to make your life miserable". Tumulong tayo sa kanya.
Nagsisimula pa lang tayo na pumasok sa bangungot na kinakaharap ntin ngaun. Sa araw na nasa peak point na ito, masasabi ko na mas mapalad pa ang mga nakatira sa mga bulubunduking lugar. Baka sila lang ang matira.

Kaya imbes na magreklamo ng magreklamo magtulungan para labanan ang Covid 19. Lahat po tayo ay apektado ng pandemic na ito.

Copy paste 🙏🙏

Pray for PRESIDENT🙏
Pray for all Frontliners🙏
Pray for everyone's safe🙏
Healing Prayers for all affected🙏