09/25/2026
Lately we keep hearing the same thing, and we're hearing it more every week: "My insurance is going up." "My plan is ending." "I don't know what to do."
People are nervous, and honestly, that makes sense. For 2027, Maine approved average increases of 14.8% for individual plans and 13.5% for small-employer plans, and some of the extra federal help that kept premiums down ended after 2025. If your bill went up, you didn't do anything wrong.
We just wanted to help, so we put together a free, plain-language guide that takes things one piece at a time:
• Key dates, including CoverME.gov open enrollment (November 1, 2026 to January 15, 2027)
• What to do if you're losing coverage, and why you shouldn't just stop paying
• Where to get free, independent help from Consumers for Affordable Health Care
• How Direct Primary Care can fit with insurance, a high-deductible plan, or health sharing, and what it doesn't cover
No signup. No personal financial details. It's for anyone in Maine, member or not.
👉 apotheosis.health/coverage
Run a business facing a higher renewal? There's a guide for employers too, right at the top of the page.
Know someone who's worried about this? Please pass it along. Nobody should have to figure this out alone.
A free, plain-language Maine guide to rising premiums, losing coverage, deadlines, and help paying, from Apotheosis Health in Bangor.