Bellingham Patient Navigator

Bellingham Patient Navigator BSN, RN BCPA
Find your way in the maze of medicine. I help navigate the complex health care system End of Life resource connection. Education for Caregivers

I assist families and individuals of all ages in navigating through complex medical situations. Help you Clarify personal values as they relate to medical treatments
Assisting clients to:
Make informed choices regarding available options and resources within the healthcare system. Helping clients understand diagnoses and procedures
Assist in considering alternate treatment options
Coordination o

f medical services, case management, discharge planning, arrangement of community-based services, assisting with complex medical decision-making, helping arrange second opinions and securing services from other medical systems, and advocating for clients with insurance systems and healthcare providers.

05/29/2026
04/29/2026

🏥 As of April 1, hospitals face stronger federal penalties for not posting their prices, with civil monetary fines now up to $5,550 a day for the largest hospitals.

The rule is simple: every hospital must publish both its cash prices and its insurance-negotiated rates as a machine-readable file on its website.

Most patients never look.

One ER visit for stitches at the same hospital: $5,805 insurance-negotiated rate vs. $256.84 cash price. The CPT code was identical.

That case comes from journalist Marshall Allen, who spent his career reporting on hospital billing before he passed in 2024.

The first move on any hospital bill is to request the itemized version, which HIPAA gives the hospital 30 days to deliver.

Then check each CPT code against FairHealthConsumer webiste for what insurers actually pay in your zip.

If the hospital is nonprofit (about 60% in the U.S. are), they're required by IRS Section 501(r) to have a financial assistance policy, often covering incomes well above the federal poverty level.

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