08/10/2026
Turning 65 and still working? You may not need to enroll in every part of Medicare right away.
One of the most common questions I hear is:
“Do I need Medicare if I’m still working?”
The answer really depends on your situation — including the type of employer coverage you have and the size of the employer.
That’s why Medicare isn’t always a one-size-fits-all conversation.
Before turning 65, it helps to understand things like whether Medicare will be primary or secondary, whether you can delay Part B, and whether delaying coverage could create a penalty later.
A little education ahead of time can make the transition into Medicare much easier. 💙
If you’re approaching Medicare — or helping a parent, spouse, or loved one — you can learn more at: https://medicareinabox.org/
