09/11/2025
Effective September 30, in accordance with Executive Order 14247, Modernizing Payments To and From America’s Bank Account, federal benefit payments will primarily be issued electronically, with paper checks being phased out in most cases. To prevent any disruption in payments, we are reaching out to beneficiaries who currently receive paper checks and encouraging them to switch to electronic payment options before the deadline (see Paper Check Insert). Additionally, we are no longer offering a temporary check option when processing initial claims. Beneficiaries who request an exemption from the electronic payment requirement must file a waiver with the U.S. Treasury by calling 1-800-967-5042. SSA technicians are available to assist beneficiaries with this transition and to answer any questions.
Electronic payments offer significant advantages over paper checks, including faster access to funds, increased security, and greater convenience. Payments are deposited directly into a bank account or onto a prepaid debit card, eliminating the need to wait for mail delivery or visit a bank.
There are two easy ways to receive federal benefit payments electronically:
Direct Deposit to a checking or savings account. Old-Age, Survivors, and Disability Insurance (OASDI) beneficiaries can use or sign up for a my Social Security online account to manage direct deposit information and access benefit details. Supplemental Security Income (SSI) recipients and international beneficiaries can call 1-800-772-1213 for assistance.
Direct Express® Card, a safe and convenient prepaid debit card option for those without a bank account. To enroll, call 1-800-333-1795 or visit www.usdirectexpress.com.
