Elder Life Group

Elder Life Group Dedicated to providing the aging community with insurance and estate planning solutions, helping you face the future with confidence and security.

Founded by a visionary who challenged the status quo, we originated from a simple yet powerful idea: to create innovative insurance solutions that agents could confidently offer their clients—products that had never been thought of in the industry before. Our founder convinced insurance companies that the traditional approach to pre-paying for funerals was outdated and that there was a better way

to protect families from unforeseen financial burdens. For over 20 years, Delco Estate Planning (now ELG) has recognized a persistent problem: the escalating costs of assisted living, nursing homes, and home healthcare often deplete funds allocated for final expenses, pushing seniors and their families into financial hardship. This challenge remains as relevant today as it was when we started.

Clarity and coordination create durable plans. Our strategies are built to weather market swings and care costs—so you c...
06/16/2026

Clarity and coordination create durable plans. Our strategies are built to weather market swings and care costs—so you can move forward with confidence.

If something happens tomorrow, would these four documents be current? We’ll explain the will, durable financial POA, hea...
06/15/2026

If something happens tomorrow, would these four documents be current? We’ll explain the will, durable financial POA, healthcare proxy/living will, and the HIPAA release many overlook.

Protect heirs from taxes, delays, and disputes. We align documents, titles, and beneficiaries so your legacy arrives exa...
06/14/2026

Protect heirs from taxes, delays, and disputes. We align documents, titles, and beneficiaries so your legacy arrives exactly as intended.

Well‑intended gifts can backfire during the lookback. Swipe for allowable purchases, prepaying final expenses, protectin...
06/14/2026

Well‑intended gifts can backfire during the lookback. Swipe for allowable purchases, prepaying final expenses, protecting a community spouse, and clear documentation that supports eligibility.

Traditional policies aren’t your only option. We design hybrid and early risk‑transfer solutions that fit your goals and...
06/12/2026

Traditional policies aren’t your only option. We design hybrid and early risk‑transfer solutions that fit your goals and your budget.

Peace comes from deciding who carries the risk and locking in guarantees early. See flexible options with backstops and ...
06/11/2026

Peace comes from deciding who carries the risk and locking in guarantees early. See flexible options with backstops and ways to adjust if plans change.

From Medicare choices to estate documents to care funding, we’re by your side. Expect clear steps, plain language, and s...
06/10/2026

From Medicare choices to estate documents to care funding, we’re by your side. Expect clear steps, plain language, and steady guidance.

IRMAA is based on income you can still influence. Learn the moves—tracking MAGI, timing deductions, using QCDs at 70½, h...
06/09/2026

IRMAA is based on income you can still influence. Learn the moves—tracking MAGI, timing deductions, using QCDs at 70½, harvesting losses, and filing SSA‑44 after major life changes.

Make your savings fund your life, not surprise bills. Tailored strategies help secure income, shield assets, and steady ...
06/08/2026

Make your savings fund your life, not surprise bills. Tailored strategies help secure income, shield assets, and steady your path forward.

A solid care plan shouldn’t drain what you built. We’ll show how to project real costs, compare coverage, use trusts and...
06/07/2026

A solid care plan shouldn’t drain what you built. We’ll show how to project real costs, compare coverage, use trusts and titling, and layer funding so you stay in control.

Address

101 S. Main Street, Suite 200
Janesville, WI
53545

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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