Samantha Lewis Agency

Samantha Lewis Agency My goal is to help you and your family connect with affordable insurance plans!

Join me at the upcoming Council for Action on Aging Meeting! I'll be there to talk about "Navigating Medicare with Confi...
09/03/2026

Join me at the upcoming Council for Action on Aging Meeting! I'll be there to talk about "Navigating Medicare with Confidence." I'll share valuable information to help you better understand Medicare and navigate the questions and decisions seniors and their families often face.

📅 Friday, September 11th
⏰ 8:30 AM
📍 Woodhaven Retirement Community
29667 Wentworth Street
Livonia, MI 48154

Medicare Enrollment MistakesThat Cost Michigan Seniors Money (And How to Avoid Them)Mistake 1: Missing Your Initial Enro...
09/01/2026

Medicare Enrollment Mistakes
That Cost Michigan Seniors Money (And How to Avoid Them)

Mistake 1: Missing Your Initial Enrollment Window
You have a 7-month window around your 65th birthday. Miss it without a qualifying exception, and you pay a permanent late enrollment penalty for Part B.

Mistake 2: Assuming Employer Coverage Counts Forever
If you delay Medicare because you have employer coverage, that's fine — but you must enroll within 8 months of losing that coverage. Many people miss this deadline.

Mistake 3: Skipping Part D (Drug Coverage)
If you don't enroll in a drug plan when first eligible and don't have other creditable coverage, you'll pay a permanent penalty when you eventually do enroll.

Mistake 4: Picking the Cheapest Plan Without Reading It
The lowest-premium Medicare Advantage plan may not include your doctors, your pharmacy, or your specialist. Always verify network coverage before enrolling.

The Good News: It's a 12-Month Decision
Medicare has annual enrollment periods. The first choice you make isn't permanent — you can adjust annually. Making an informed first choice just gives you the best starting point.

Don't let a mistake follow you for the rest of your Medicare years.
Call Samantha for guidance — at no cost to you.
(734) 525-9450

Don't forget to sign up for our free webinar!If you have questions about Medicare, we're here to answer them. You'll lea...
08/27/2026

Don't forget to sign up for our free webinar!

If you have questions about Medicare, we're here to answer them. You'll leave feeling more informed with practical steps that you can take right away.

📆 August 31st
⏰ 11 AM
📍 Virtual

The sign-up link is in the comments!

Your Medicare Transition TimelineWhat to Expect and When to ActAge 63: Start the ConversationThis is Samantha's recommen...
08/25/2026

Your Medicare Transition Timeline
What to Expect and When to Act

Age 63: Start the Conversation
This is Samantha's recommended starting point — before the mail floods in, before friends start giving conflicting advice, and before the pressure sets in.

Age 64: Narrow Your Options
By 64, you should have a clear sense of what Medicare Advantage vs. Supplement means for your specific health situation and budget.

3 Months Before 65: Enroll
Your Initial Enrollment Period starts 3 months before the month you turn 65. Enrolling on time avoids penalties and gaps in coverage.

65: Coverage Begins
If enrolled on time, Medicare coverage typically begins the month you turn 65. This is when you activate your supplemental or Advantage plan as well.

Still Working at 65?
If you have employer coverage, you can delay Medicare without penalty. You'll have a Special Enrollment Period when you eventually retire. But confirm with Samantha first.

Don't navigate Medicare alone.
Call Samantha for a free consultation — at any age.
(734) 525-9450

Are you turning 60 this year? Or maybe you have a parent who is. It's time to start thinking about Medicare. It's a big ...
08/24/2026

Are you turning 60 this year? Or maybe you have a parent who is. It's time to start thinking about Medicare. It's a big part of your retirement, so making the right choice is important.

If you have questions about Medicare, join us for a free webinar. We'll give you practical information that you can use right away.

📆 August 31st
⏰ 11 AM
📍 Virtual

The sign-up link is in the comments!

Medicare 101A Plain-English Guide for Michigan Residents Approaching 65Start Here: Parts A & BPart A = Hospital coverage...
08/18/2026

Medicare 101
A Plain-English Guide for Michigan Residents Approaching 65

Start Here: Parts A & B
Part A = Hospital coverage. Part B = Medical/doctor coverage. Together they're 'Original Medicare' — your foundation. You turn them on through Social Security at 65.

The 80/20 Problem
Original Medicare pays about 80% of covered costs. That remaining 20% is yours — and in a serious health event, it can reach tens of thousands of dollars fast.

Option 1: Medicare Supplement (Medigap)
A Medigap plan covers the 20% gap — often with very low or zero out-of-pocket for covered services. Higher monthly premium, but maximum predictability.

Option 2: Medicare Advantage (Part C)
Bundles Parts A, B, and usually D (drug coverage) into one plan. Often lower premiums than Medigap but with network restrictions and copays.

Part D: Prescription Drug Coverage
Whether you choose Original Medicare + Medigap OR Medicare Advantage, make sure drug coverage is part of your plan. Missing this is a very common and costly oversight.

Turning 65 in the next 1-2 years?
Call Samantha for a free Medicare planning session.
(734) 525-9450

08/13/2026

Turning 65 soon and thinking about Medicare? 🗓️ Don't wait until the last minute! Our expert from Samantha Lewis Agency, proudly serving Farmington Hills and beyond, reveals the optimal timeline to start planning for a smooth, stress-free transition.

This reel breaks down why beginning your Medicare journey around age 63 or 64 is crucial. Avoid the confusion, cut through the noise, and make informed decisions that are perfectly tailored to YOU. Secure your healthcare future with confidence!

Watch now to get ahead of your Medicare planning!

Michigan's 2020 Auto Reform ActWhat Actually Changed and What It Means for Your PolicyThe Big Change: PIP Is Now Your Ch...
08/11/2026

Michigan's 2020 Auto Reform Act
What Actually Changed and What It Means for Your Policy

The Big Change: PIP Is Now Your Choice
Before 2020, every Michigan driver had unlimited PIP. Now there are six levels — from unlimited down to waiver. You may have already made a choice you don't fully understand.

The 6 PIP Tiers, Explained
Unlimited | $500,000 | $250,000 | $250,000 with exclusions | Opt-out for Medicare recipients | Medical-only for Medicaid. Each has different premium impact and risk profile.

How Your Health Coverage Affects the Decision
If you have strong qualifying health insurance, a lower PIP tier may make financial sense. If you don't, going too low is a serious risk — especially for lost wages coverage.

The Lost Wages Factor Most People Miss
PIP isn't just medical — it also replaces lost income if you're disabled after an accident. Health insurance doesn't cover this. It's a critical distinction.

Not sure if you picked the right PIP tier?
Call Samantha for a free auto insurance review.
(734) 525-9450

08/10/2026

Medicare enrollment is coming sooner than you think! As a broker, I can help you shop a variety of options to fit your budget.

Address

39293 Plymouth Road Ste 139
Livonia, MI
48150

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+17345259450

Website

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