Turn Point Advisors

09/04/2026

Turning 65 soon? Here's your 𝐂𝐇𝐄𝐂𝐊𝐋𝐈𝐒𝐓 ✅

This Medicare checklist helps you stay on track with important decisions, deadlines, coverage, prescriptions, and enrollment. Planning ahead can help you avoid costly penalties and coverage gaps.

Have questions? Turn Point Advisors is here to help you navigate Medicare with confidence.

📞 𝟖𝟏𝟐-𝟔𝟕𝟕-𝟔𝟗𝟖𝟕
📧 𝐚𝐥𝐢𝐜𝐢𝐚@𝐭𝐮𝐫𝐧𝐩𝐨𝐢𝐧𝐭𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞.𝐜𝐨𝐦
🌐 𝐰𝐰𝐰.𝐓𝐮𝐫𝐧𝐏𝐨𝐢𝐧𝐭𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞.𝐜𝐨𝐦

08/24/2026

𝐌𝐞𝐝𝐢𝐜𝐚𝐫𝐞 𝐀𝐜𝐜𝐨𝐮𝐧𝐭 𝐀𝐜𝐜𝐞𝐬𝐬
Make the most of your Medicare benefits by creating a secure online Medicare account!

Your Medicare account gives you convenient access to important information about your coverage and benefits—all in one place, whenever you need it.

Creating an account is quick and easy, and you can verify your identity through trusted login services, including ID.me, CLEAR®, or Login.gov.

🔐 Why create a Medicare account?

Access your Medicare information online
Review important coverage and benefit details
Conveniently manage your Medicare information
Help protect your personal information and prevent fraud

👉 Get started by visiting www.Medicare.gov/account

Protect your information. Stay informed. Make the most of your Medicare!

08/21/2026

💊 𝐌𝐞𝐝𝐢𝐜𝐚𝐫𝐞’𝐬 $𝟓𝟎-𝐚-𝐌𝐨𝐧𝐭𝐡 𝐆𝐋𝐏-𝟏 𝐖𝐞𝐢𝐠𝐡𝐭-𝐋𝐨𝐬𝐬 𝐏𝐫𝐨𝐠𝐫𝐚𝐦 — 𝐖𝐡𝐚𝐭 𝐘𝐨𝐮 𝐍𝐞𝐞𝐝 𝐭𝐨 𝐊𝐧𝐨𝐰

Starting July 1, 2026, Medicare began a temporary program called the 𝐌𝐞𝐝𝐢𝐜𝐚𝐫𝐞 𝐆𝐋𝐏-𝟏 𝐁𝐫𝐢𝐝𝐠𝐞 that may allow some Medicare beneficiaries to get certain weight-loss medications for a flat $50 per month.

💊 𝐖𝐡𝐚𝐭 𝐦𝐞𝐝𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬 𝐚𝐫𝐞 𝐜𝐨𝐯𝐞𝐫𝐞𝐝?
The Bridge currently covers:
• 𝐖𝐞𝐠𝐨𝐯𝐲 — injection or tablet
• 𝐙𝐞𝐩𝐛𝐨𝐮𝐧𝐝 — KwikPen only
• 𝐅𝐨𝐮𝐧𝐝𝐚𝐲𝐨 — tablet

📏 𝐖𝐡𝐨 𝐦𝐚𝐲 𝐪𝐮𝐚𝐥𝐢𝐟𝐲?
Eligibility depends on your BMI and certain health conditions:

BMI 35+
➡️ You may qualify without another qualifying condition.

BMI 30+
➡️ You may qualify if you also have diastolic heart failure, uncontrolled high blood pressure, or stage 3a or higher chronic kidney disease.

BMI 27+
➡️ You may qualify if you also have prediabetes, a previous heart attack or stroke, or symptomatic peripheral artery disease.

⚠️ Important: Medicare looks at your BMI when you start GLP-1 therapy.

📝 How does it work?
You must have Medicare drug coverage, and your doctor will submit the prescription and prior authorization through Medicare's designated process.

The Bridge operates separately from your regular Part D plan, so your Part D plan does not have to participate.

💰 Here's the catch...
The $50 monthly cost:
❌ Does not count toward your Part D deductible
❌ Does not count toward the $2,100 Part D out-of-pocket limit
❌ Cannot be reduced by Extra Help
❌ Cannot be spread out through the Medicare Prescription Payment Plan

🚫 Who isn't eligible?
The Bridge isn't for everyone. It generally does not apply if:
• You're already receiving a GLP-1 through your Part D plan
• You have type 2 diabetes
• You have moderate-to-severe sleep apnea
• You have fatty liver disease

In those situations, your 𝐫𝐞𝐠𝐮𝐥𝐚𝐫 𝐌𝐞𝐝𝐢𝐜𝐚𝐫𝐞 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞 𝐦𝐚𝐲 𝐛𝐞 𝐭𝐡𝐞 𝐩𝐚𝐭𝐡 𝐭𝐨 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞.

⏰ How long will it last?

The Bridge is currently scheduled to run through 𝐃𝐞𝐜𝐞𝐦𝐛𝐞𝐫 𝟑𝟏, 𝟐𝟎𝟐𝟕.

If you or someone in your family has been paying cash for one of these medications, talk with your doctor and ask whether you may qualify.

Questions about how this could work with your Medicare coverage? 𝐓𝐮𝐫𝐧 𝐏𝐨𝐢𝐧𝐭 𝐀𝐝𝐯𝐢𝐬𝐨𝐫𝐬 𝐢𝐬 𝐡𝐞𝐫𝐞 𝐭𝐨 𝐡𝐞𝐥𝐩 𝐲𝐨𝐮 𝐮𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝 𝐲𝐨𝐮𝐫 𝐨𝐩𝐭𝐢𝐨𝐧𝐬.

📞 𝟖𝟏𝟐-𝟔𝟕𝟕-𝟔𝟗𝟖𝟕
📧 𝐀𝐥𝐢𝐜𝐢𝐚@𝐓𝐮𝐫𝐧𝐏𝐨𝐢𝐧𝐭𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞.𝐜𝐨𝐦
🌐 𝐰𝐰𝐰.𝐓𝐮𝐫𝐧𝐏𝐨𝐢𝐧𝐭𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞.𝐜𝐨𝐦

08/14/2026

𝐀𝐂𝐀 𝐌𝐚𝐫𝐤𝐞𝐭𝐩𝐥𝐚𝐜𝐞 𝐂𝐨𝐯𝐞𝐫𝐚𝐠𝐞 — 𝐋𝐞𝐭’𝐬 𝐅𝐢𝐧𝐝 𝐭𝐡𝐞 𝐑𝐢𝐠𝐡𝐭 𝐅𝐢𝐭 𝐟𝐨𝐫 𝐘𝐨𝐮! 🩺

Need health insurance but not sure where to start? We can help you navigate the ACA Marketplace and explore plan options that fit your needs and budget.

✅ Individual & Family Health Plans
✅ Help understanding your coverage options
✅ Guidance through the enrollment process
✅ Plans that may qualify for financial assistance

Don’t try to figure it all out alone. Let us help make health insurance easier to understand.

📞 812-677-6987
📧 [email protected]
🌐 www.TurnPointInsurance.com

𝐓𝐮𝐫𝐧 𝐏𝐨𝐢𝐧𝐭 𝐀𝐝𝐯𝐢𝐬𝐨𝐫𝐬
𝒀𝒐𝒖𝒓 𝑻𝒖𝒓𝒏𝒊𝒏𝒈 𝑷𝒐𝒊𝒏𝒕 𝑭𝒐𝒓 𝑨 𝑷𝒊𝒆𝒄𝒆 𝑶𝒇 𝑴𝒊𝒏𝒅

08/11/2026

𝐓𝐮𝐫𝐧𝐢𝐧𝐠 𝟔𝟓 𝐒𝐨𝐨𝐧? 𝐃𝐨𝐧’𝐭 𝐋𝐞𝐚𝐯𝐞 𝐘𝐨𝐮𝐫 𝐌𝐞𝐝𝐢𝐜𝐚𝐫𝐞 & 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐭𝐨 𝐂𝐡𝐚𝐧𝐜𝐞!

Turning 65 is a big milestone—and there’s more to Medicare than simply signing up.

From Medicare enrollment and Medigap options to prescription drug coverage, Social Security, and important tax considerations, the decisions you make around 65 can have a lasting impact on your finances and peace of mind.

✔️ Know when to enroll in Medicare
✔️ Understand your Medigap enrollment window
✔️ Review Part D prescription coverage
✔️ Avoid costly enrollment penalties
✔️ Coordinate Medicare with your employer coverage
✔️ Consider Social Security and tax-planning opportunities

𝐃𝐨𝐧’𝐭 𝐰𝐚𝐢𝐭 𝐮𝐧𝐭𝐢𝐥 𝐭𝐡𝐞 𝐥𝐚𝐬𝐭 𝐦𝐢𝐧𝐮𝐭𝐞. A little planning now can help you avoid costly mistakes later.

📞 812-677-6987
📧 [email protected]
🌐 www.TurnPointInsurance.com

𝐓𝐮𝐫𝐧 𝐏𝐨𝐢𝐧𝐭 𝐀𝐝𝐯𝐢𝐬𝐨𝐫𝐬 — 𝐘𝐨𝐮𝐫 𝐓𝐮𝐫𝐧𝐢𝐧𝐠 𝐏𝐨𝐢𝐧𝐭 𝐟𝐨𝐫 𝐚 𝐏𝐞𝐚𝐜𝐞 𝐨𝐟 𝐌𝐢𝐧𝐝.

08/07/2026

🩺 Health Coverage Matters More Than Jumping on the Bandwagon

When it comes to health insurance, following the crowd isn’t always the best strategy. Just because your friend, neighbor, coworker, or family member loves their plan doesn’t mean it’s the right plan for you.

Your health, prescriptions, doctors, budget, and priorities are unique. A plan that looks great on paper—or comes with a $0 premium—may not be the best.

👉 Don't jump on the bandwagon. Jump on the opportunity to understand your coverage.

At Turn Point Advisors, our goal isn't to push you toward a particular plan. It's to help you compare your options, understand the fine print, and choose coverage that makes sense for your situation.

Turn Point Advisors
Your Turning Point For A Piece Of Mind 💙

08/05/2026

𝐀𝐫𝐞 𝐘𝐨𝐮 𝐌𝐢𝐬𝐬𝐢𝐧𝐠 𝐎𝐮𝐭 𝐨𝐧 𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬?

Millions of dollars in government assistance go unclaimed each year because many retirees don't realize they qualify. From help paying Medicare premiums and prescription drug costs to utility assistance, food benefits, tax relief, and more, there are programs designed to help stretch your retirement income.

Not sure what you may qualify for? Let's review your options together.

📞 𝟖𝟏𝟐-𝟔𝟕𝟕-𝟔𝟗𝟖𝟕
📧 𝐚𝐥𝐢𝐜𝐢𝐚@𝐭𝐮𝐫𝐧𝐩𝐨𝐢𝐧𝐭𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞.𝐜𝐨𝐦
🌐 𝐰𝐰𝐰.𝐓𝐮𝐫𝐧𝐏𝐨𝐢𝐧𝐭𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞.𝐜𝐨𝐦

07/28/2026

Indiana lawmakers recently passed Senate Bill 1. The legislation adds restrictions for people who use Medicaid and the Supplemental Nutrition Assistance Program.

Medicaid is a government-based health insurance that covers low-income families and children, including 1.8 million Hoosiers. SNAP helps the same groups buy groceries with monthly payments.

Republican legislators say they are targeting “waste, fraud and abuse” and reeling in Indiana’s spending on these programs. Many of their proposals mirror President Donald Trump’s “One Big Beautiful Bill” or go beyond it. The federal legislation makes steep cuts to Medicaid and SNAP, too.

Advocates, meanwhile, say Indiana’s new changes — work requirements, immigration verification and limiting eligibility — will kick people off of assistance or deter them from applying even if they’re eligible.

Here’s what you need to know about the changes and how to prepare.
Summarize this

Here's a concise summary:

Indiana Senate Bill 1 makes significant changes to Medicaid and the Supplemental Nutrition Assistance Program (SNAP) in Indiana.

Supporters, primarily Republican lawmakers, say the law is intended to reduce waste, fraud, and abuse and lower state spending on public assistance programs.

The legislation includes measures such as:

Work requirements for some recipients.

Stricter immigration verification.

Tighter eligibility rules that could make it harder to qualify or remain enrolled.

Many of these changes are similar to, or more restrictive than, provisions in the federal "One Big Beautiful Bill."

Critics and advocacy groups argue the new rules could cause eligible Hoosiers to lose benefits or discourage people from applying because of added requirements and paperwork.

Why it matters: Medicaid provides health coverage to about 1.8 million Hoosiers, while SNAP helps low-income individuals and families purchase groceries. People currently enrolled in these programs should watch for notices from the state, respond promptly to requests for documentation, and be prepared to meet any new eligibility or reporting requirements as they are implemented.

Advocates worry eligible people will be kicked off assistance or avoid applying.

07/23/2026

𝐃𝐨 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭 𝐭𝐨 𝐛𝐞 𝐚 𝐩𝐚𝐢𝐝 𝐜𝐚𝐫𝐞𝐠𝐢𝐯𝐞𝐫 𝐟𝐨𝐫 𝐚 𝐥𝐨𝐯𝐞𝐝 𝐨𝐧𝐞?
Register here: https://bit.ly/Ask_the_Arc for more info!

It really does feel like everything, everywhere, all at once.

New Medicaid Waiver rules go into effect August 1. The state has announced a rate reduction for live-in caregivers who provide waiver services. FSSA has also released its implementation plan for Medicaid work requirements.

That is a lot of information. And we know it is confusing.

In this special edition of Ask The Arc, we will talk through:
• Who can be a paid caregiver under the new waiver rules
• The live-in caregiver rate reduction and what it really means
• Medicaid work requirements

We know individuals, families, caregivers, and providers have questions, so please join us for this live webinar and get your questions answered.

Register here: https://bit.ly/Ask_the_Arc