Ami C Fouts- Medicare Supplement Broker

08/11/2026

proud of my two boys!

08/11/2026

Pleased to announce that I’m now licensed in the following states. Georgia, Alabama, Tennessee, North Carolina, Massachusetts, Connecticut, Maine, and New Hampshire.

07/25/2026

ANOTHER COMMON QUESTION

“If I’m not taking any medications, do I still need to enroll in a Part D plan?”

The answer is yes. Even if you aren’t currently taking prescription medications, it’s important to enroll in a Medicare Part D plan when you first become eligible for Medicare.

If you choose not to enroll when you’re first eligible and don’t have other creditable prescription drug coverage, Medicare may assess a Late Enrollment Penalty. This penalty is equal to 1% of the national base beneficiary premium for every month you go without Part D or other creditable prescription drug coverage. Once applied, this penalty is generally added to your Part D premium for as long as you have Medicare prescription drug coverage.

The good news is that many Medicare Part D plans have low or even $0 monthly premiums, depending on your location and the plan you choose. While your medications may still have copays or other out-of-pocket costs, enrolling in a Part D plan when you’re first eligible can help you avoid paying a lifelong late enrollment penalty in the future.

07/06/2026

A question often asked by individuals approaching age 65 is, “I’m still employed and have employer-provided health coverage, do I need to enroll in Medicare?” The answer is no. If you are still working, you are not required to take Medicare. Your employer coverage is considered “credible coverage,” meaning the government will not impose a penalty for not enrolling in Medicare. 

04/07/2026

Are you turning 65? Let's explore the Medical and Prescription plans available to assist with your transition. (603)-630-1110

03/05/2026

A frequent question asked from clients is “Do I have to enroll into Medicare Part B if I’m on my spouses employer plan?” The answer is no. If you can prove you’ve had (credible coverage) since turning 65, you’re not obligated to enroll in Part B. Credible coverage meaning employer coverage, FYI cobra is NOT considered credible coverage. Very important to know that.

02/11/2026

Not sure folks are aware, but if you have lost your prior Advantage plan you have until February 28th to either change your Advantage to a supplemental or choose a plan if your prior Medicare Advantage plan has left your service area. You would just need your exit letter from your prior advantage plan. If you need assistance, give me a call 603-630-1110

12/23/2025

I want to thank all of my amazing clients, not just for your kindness this open enrollment, but for choosing me as your broker. This was an unorthodox and crazy open enrollment in NH, But we’ve made it through the worst of it!

I want to wish everyone a very Merry Christmas and Happy New Year!

Also, I will be out of the office from December 24th-January 4th, but you can still contact me by phone if necessary! (603) 630-1110

10/01/2025

There’s so many changes this year to the Medicare advantage plans. Many exiting the state all together, or just simply not available in northern counties any longer. However, Theres options. IMPORTANT: If your plan is leaving, keep your notice from your carrier. This is a time that you can join a supplement without underwriting. If you need assistance with finding a new option, please contact me. 603-630-1110

09/12/2025

Please give me a call if you need any assistance 603-630-1110

The state’s insurance commissioner said the Medicare Advantage insurance market for senior citizens is “collapsing” and warned that some parts of the state will have no access or only a single carrier providing coverage in 2026. D.J. Bettencourt said while his agency has no authority over such...