31/08/2026
Living longer is a gift, but it often comes with new challenges. Nearly 70% of people over 65 will need some form of long-term care during their lifetime. That might mean home health visits or a stay in a nursing facility — costs that can average $330–$400 per day. Without planning, those expenses can quickly deplete savings.
Options include long-term care insurance, hybrid life/LTC products, or self-funding if your assets allow.
Planning early can lower costs and protect your family from financial and emotional stress later. Reach out to discuss the best long-term care strategies for your situation.