Jim Holtsclaw Western & Southern Life

Jim Holtsclaw Western & Southern Life I proudly represent The Western and Southern Life Insurance Company, a member of Western & Southern Financial Group.

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Inc. , a Fortune 500 company with a heritage dating back to 1888. Our products include Life Insurance products and Retirement options.

How do you know which life insurance companies are a good catch? Check out this quick video on our financial ratings.
04/21/2022

How do you know which life insurance companies are a good catch? Check out this quick video on our financial ratings.

Independent insurance company ratings can be confusing. Check out this short video - featuring a fun fish analogy - to better understand the quality of our c...

In addition to offering a death benefit to your beneficiaries in the event of your passing, there are at least three oth...
03/24/2022

In addition to offering a death benefit to your beneficiaries in the event of your passing, there are at least three other main benefits of term life insurance to consider:

If you're weighing your life insurance options, it's important to know the different features available. This overview of the benefits of term life insurance may help you determine if it's an ideal fit for you and your beneficiaries.

So many changes happen in life…starting a new job, getting married, becoming a homeowner, having kids. You can choose li...
03/15/2022

So many changes happen in life…starting a new job, getting married, becoming a homeowner, having kids. You can choose life insurance that fits your situation now and may be flexible for the future. Consider a convertible term life insurance policy.

Level term life insurance provides cost-effective protection that helps suit your coverage needs for 10, 15, 20 or 30 years, regardless of your age or health.

Extra help. Beyond providing a guaranteed death benefit, which is always its primary purpose, whole life insurance may a...
03/02/2022

Extra help. Beyond providing a guaranteed death benefit, which is always its primary purpose, whole life insurance may also have the potential to provide a measure of extra help over time. That could mean extra help in buying a home, funding an education, paying for retirement and more. While limitations of course apply, whether through optional living benefits or cash value accumulation, there may be ways you can use a whole life policy while still alive. Ready to learn more about the many considerations?

You may know life insurance offers a death benefit, but did you realize many policies also offer living benefits? Learn more here.

A business worth building is a business worth preserving. A buy-sell agreement aims to help do just that. Consider unive...
02/17/2022

A business worth building is a business worth preserving. A buy-sell agreement aims to help do just that. Consider universal life insurance for reasons of cost and tax efficiency. Most important, look to universal life to help with an ownership transition. Ready to learn more?

Protect the next generation of the small business you've worked so hard to build. A buy-sell agreement is a contract that helps assure the continuation of your business.

A penny saved is a penny earned. And a penny that grows tax-free is good too. Whole life insurance can create cash value...
02/09/2022

A penny saved is a penny earned. And a penny that grows tax-free is good too. Whole life insurance can create cash value that grows tax-free. See if it makes “cents” for you.

Whole life insurance offers permanent, lifetime protection, and premiums stay fixed regardless of age, health or lifestyle changes. Get a whole life quote today!

A famous quote states, “nothing is certain except death and taxes.” Well, a certain strategy that addresses both is whol...
02/01/2022

A famous quote states, “nothing is certain except death and taxes.” Well, a certain strategy that addresses both is whole life insurance. It can provide a guaranteed, income tax-free death benefit to pass on. Learn more! “Let’s talk about whether whole life might be right for you.”

If you're thinking about cash value life insurance and curious about how it works, here are some answers to common questions about these policies. 

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Wooster
Wooster, OH
44691

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+13302345023

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