RateCraft

RateCraft If you're a business owner we invite you to explore a better way to manage your insurance portfolio - a way that puts you in charge. http://www.ratecraft.com

RateCraft lowers business insurance costs between 10%-70%. We have a 98% success rate, even on health insurance. No need to change agent or insurance carriers, we just lower the cost and improve coverage.

CFOs: Seeing rising insurance premiums and worried about budget shock? We solved that — without changing carriers. Ratec...
05/26/2026

CFOs: Seeing rising insurance premiums and worried about budget shock? We solved that — without changing carriers. Ratecraft's forensic audit found hidden plan inefficiencies and delivered verified savings you keep. Before: unexpected premium inflation and budget risk. After: clear cost reductions and predictable spend. We only get paid on proven savings. Want a short, executive snapshot? Visit https://wix.to/qgEeaK6 🔍💼

Worried your broker’s incentives aren’t aligned with yours? We are too. Spotting broker self-dealing saves real money. C...
05/25/2026

Worried your broker’s incentives aren’t aligned with yours? We are too. Spotting broker self-dealing saves real money. Common red flags we find: inflated commissions, and premium markups. What’s the impact? Often tens to hundreds of thousands recovered. No carrier changes required. We only get paid if we save you money. Ready to secure cleaner governance and immediate ROI? Learn more: https://wix.to/ZTASbKe

CFOs and CEOs: what if hidden insurance waste could fund your next workforce initiative or add to reserves? We ran ROI s...
05/22/2026

CFOs and CEOs: what if hidden insurance waste could fund your next workforce initiative or add to reserves? We ran ROI scenarios from forensic audits to show real outcomes. See how identified savings can be reallocated: 1) Workforce programs — training, retention, hiring 2) Risk reserves — stronger balance sheet 3) One-time investments — tech or equipment Simple model: mid-sized firms often recover enough to cover audit fees within months; large firms see multi-quarter payback and sustained annual savings. Ratecraft’s methodology and contingency payment structure mean low upfront risk for you. Want a customized ROI projection? Visit https://wix.to/X5evlv8

Are your audits truly independent? As CFOs and CEOs, your fiduciary duty demands it. We only get paid on proven savings ...
05/21/2026

Are your audits truly independent? As CFOs and CEOs, your fiduciary duty demands it. We only get paid on proven savings — no carrier changes required. That means zero incentive to push costly swaps. Benefit: clear governance. Stronger compliance. Lower conflict of interest. Concrete proof points: • Contingency-only fees — you pay only when we save you money. • No carrier moves — we optimize without disruption. • Audit transparency — documented, verifiable results. Want audit protection that aligns with your duty? Visit https://wix.to/xAT35EJ to learn more.

Want real savings without disrupting your benefits setup? We found $420,000 in recoveries for a mid-sized employer — and...
05/07/2026

Want real savings without disrupting your benefits setup? We found $420,000 in recoveries for a mid-sized employer — and cut costs by 12% — using a non-disruptive forensic audit. We kept their carriers, fixed billing errors, and only earned fees when savings were found. Curious what we might uncover for you? Visit https://wix.to/kj1aaHW to learn more.

Are you paying brokers to keep rates high? Ask the hard question. Many commission-based brokers profit when your costs s...
05/06/2026

Are you paying brokers to keep rates high? Ask the hard question. Many commission-based brokers profit when your costs stay elevated. That’s a conflict of interest. At Ratecraft, we get paid only when we deliver verified savings. No commission. No incentive to inflate costs. Clear governance. Audit trails you can trust. Fiduciary alignment with your bottom line. Want vendor risk you can prove? Visit https://wix.to/OAdB7Na to learn more. Ready to protect your company’s finances? 💡📊

Are hidden fees eating your insurance budget? We find the answers. Our forensic audits spot duplicative billing, coding ...
05/05/2026

Are hidden fees eating your insurance budget? We find the answers. Our forensic audits spot duplicative billing, coding errors, and unmanaged fees fast. You get clear visibility — no carrier changes required. Better risk control. Cleaner reporting. Real savings. Learn more: https://wix.to/1TvdfOG 🔍💡 CTA: Visit our site to request a demo.

Fiduciary duties are not static and the timeline for compliance is more urgent than many realize. Our latest publication...
05/01/2026

Fiduciary duties are not static and the timeline for compliance is more urgent than many realize. Our latest publication details the factors contributing to benefits package liability and how to navigate these challenges professionally and effectively. We encourage you to review these insights to safeguard your firm against potential legal and financial repercussions. https://wix.to/7n9NUid

Want predictable insurance costs instead of surprises? We turn variable expenses into a steady budget line with forensic...
05/01/2026

Want predictable insurance costs instead of surprises? We turn variable expenses into a steady budget line with forensic audits. See the impact: Before: hidden fees + fluctuating premiums = unpredictable spend. After: recovered fees + no coverage changes = clearer forecast, better margins. Simple line-item wins: 1) Recovered fees, 2) Stable monthly charge, 3) Improved margin protection. Ready to tighten your forecast? Learn how: https://wix.to/qAb9VUy 🔍💼

CFOs and CEOs: want to uncover hidden insurance costs without disrupting benefits? We walked through Ratecraft’s C.L.E.A...
05/01/2026

CFOs and CEOs: want to uncover hidden insurance costs without disrupting benefits? We walked through Ratecraft’s C.L.E.A.R. audit step-by-step so you don’t have to. Slide-by-slide: identify inefficiencies, analyze coverage, expose broker bias, and quantify real savings — often without changing brokers or carriers. Low risk. High return. Ready to see the numbers? Learn more: https://wix.to/4IhsVe7 🚀📊

Address

6965 El Camino Real, Ste 105
Carlsbad, CA
92009

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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