Ludwar Law Firm

Ludwar Law Firm Ludwar Law is a Calgary-based long-term disability law firm representing clients across Alberta and Saskatchewan.

Calgary-based long-term disability law firm with over 50 years of combined experience helping clients challenge denied or terminated disability insurance claims. Our disability lawyers help individuals whose disability insurance claims were denied or terminated, whether through employer group plans or private policies. With over 50 years of combined experience and a 97% success rate, we understand

how insurance companies operate and how to hold them accountable. Clients receive same-day responses, regular updates, and local, face-to-face access to their lawyer. Our focus is on making the litigation process as smooth, transparent, and stress-free as possible while maximizing compensation. Schedule a confidential consultation today to protect your income and your future.

Your Disability Claim Was Denied. You Do Not Have to Accept That.When an insurance company denies or terminates your lon...
06/16/2026

Your Disability Claim Was Denied. You Do Not Have to Accept That.

When an insurance company denies or terminates your long-term disability benefits, it can feel like the decision is final. It is not.

At Ludwar Law, we are disability lawyers with 50+ years of combined experience, including nearly 20 years of insider knowledge in insurance defence. We understand exactly how insurers make their decisions, where their processes fall short, and how to build a case that effectively challenges them.

97% success rate. Same-day response. No fees until we win.

Is Anxiety Considered a Disability in Canada? The Answer May Surprise You.Many people living with anxiety, depression, o...
06/12/2026

Is Anxiety Considered a Disability in Canada? The Answer May Surprise You.

Many people living with anxiety, depression, or other mental health conditions assume their experience does not qualify as a disability under their insurance policy. In many cases, they are wrong.

Under most group and private disability policies in Canada, you may be entitled to long-term disability benefits if your condition prevents you from performing the essential duties of your occupation - regardless of whether that condition is visible or measurable on a test.

At Ludwar Law, we regularly represent clients whose LTD claims have been denied due to mental health and invisible disability conditions. These cases often require experienced legal advocacy - and that is exactly what we provide.

If your claim has been denied, reach out today. Your consultation is free.

Chronic Pain, Fibromyalgia, Depression - Your Invisible Disability Deserves a Strong Claim.Conditions that are harder to...
06/08/2026

Chronic Pain, Fibromyalgia, Depression - Your Invisible Disability Deserves a Strong Claim.

Conditions that are harder to measure are the ones insurers most often challenge. At Ludwar Law, we handle these cases regularly - working with your healthcare providers to build a thorough, well-documented file that reflects the true impact of your condition on your ability to work.

Your diagnosis is real. Your claim deserves to be taken seriously.

📞 403-670-0055 | www.yourdisabilitylawyer.ca



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Many men are taught to push through pain, ignore symptoms, and keep working no matter what. But putting your health asid...
06/01/2026

Many men are taught to push through pain, ignore symptoms, and keep working no matter what. But putting your health aside can have serious long-term consequences. Physically, mentally, and financially.

When chronic pain, injuries, or mental health conditions begin affecting your ability to work, dealing with a denied disability claim can make an already difficult situation even harder.

During Men’s Health Month, Ludwar Law encourages men to take their health seriously and understand that seeking support is not a weakness. Protecting your health also means protecting your rights.

If your disability claim was denied, you still have options. At Ludwar Law, we can review your claim, explain your optio...
05/31/2026

If your disability claim was denied, you still have options. At Ludwar Law, we can review your claim, explain your options, and help identify what may be needed to strengthen your case moving forward.

You don’t have to navigate the process alone. Let us advocate for you, so you can pursue the benefits you’re owed.

✉️ [email protected]
📞 403-670-0055 | 1-877-682-3476
📍 #101, 429 14th Street N.W., Calgary
https://yourdisabilitylawyer.ca/contact-us

Recovery after an injury doesn’t always end when the accident does.We recognize the important role rehabilitation plays ...
05/25/2026

Recovery after an injury doesn’t always end when the accident does.

We recognize the important role rehabilitation plays in helping individuals manage chronic pain, recover mobility, and rebuild their daily lives after an accident.

But for many people, ongoing pain and long-term recovery can also impact their ability to work, making disability benefits and legal support an important part of the process.

At Ludwar Law, we understand how rehabilitation, medical treatment, and long-term disability claims are connected. If your injury continues to affect your life after a car accident, we’re here to help you understand your options and protect your rights. https://yourdisabilitylawyer.ca/long-term-disability-claims

If your CPP Disability claim has been denied, you have 90 days to appeal. Many valid claims are initially rejected, even...
05/20/2026

If your CPP Disability claim has been denied, you have 90 days to appeal. Many valid claims are initially rejected, even when individuals are unable to work.

At Ludwar Law, we help you navigate the appeals process with a clear strategy and gather the right medical evidence to build a strong case on your behalf.

If you’re facing a deadline or unsure what to do next, don’t wait. We’ll help make your appeal count. https://yourdisabilitylawyer.ca/cpp-disability-claims

Road safety is a responsibility we all share, and National Road Safety Week is a reminder of how quickly life can change...
05/19/2026

Road safety is a responsibility we all share, and National Road Safety Week is a reminder of how quickly life can change on the road. Even with precautions, accidents still happen and the impact can be serious. It can lead to injuries, lost income, and long-term challenges.

At Ludwar Law, we help individuals navigate personal injury claims after a car accident. From understanding your rights to dealing with insurance companies, our team is here to support you every step of the way. https://yourdisabilitylawyer.ca/personal-injury-lawyer-calgary

Fibromyalgia claims are often heavily scrutinized due to the lack of traditional diagnostic testing. Many people face de...
05/12/2026

Fibromyalgia claims are often heavily scrutinized due to the lack of traditional diagnostic testing. Many people face denied or terminated long-term disability benefits despite ongoing pain, fatigue, and cognitive challenges.

At Ludwar Law, we understand the pressure points where these claims are often challenged. With decades of combined experience (including insight from both plaintiff advocacy and insurance defence), we know how insurers assess these files and how to build a strong case for the benefits you deserve.

If your fibromyalgia disability claim has been denied, you don’t have to navigate it alone. https://yourdisabilitylawyer.ca/long-term-disability-claims/fibromyalgia

05/10/2026

Mother’s Day is a time to recognize the strength, care, and resilience that mothers show every single day. Today, we honour the women who support, protect, and hold everything together. 🩷

Happy Mother’s Day from all of us at Ludwar Law.

Address

101-429 14 Street NW
Calgary, AB
T2N2A3

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 4pm

Telephone

403-670-0055

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