Jamie Montgomery- AKP Health Insurance

Jamie Montgomery- AKP Health Insurance Servicing Small Businesses, Independent Contractors, Self-Employed, Early Retirees and 65+ w/ Health Insurance Needs!

06/11/2026

Skipping health insurance to save money is like skipping car insurance and hoping you never get in an accident. The math only works until it doesn't.

Let's find a plan that actually fits your budget.

MYTH: If you work with a health insurance advisor, you pay extra for it.FACT: Working with me costs you nothing. Not a c...
06/09/2026

MYTH: If you work with a health insurance advisor, you pay extra for it.

FACT: Working with me costs you nothing. Not a consultation fee, not a service charge, nothing. I get paid by the insurance carrier when you enroll in a plan, which means you get someone in your corner who knows the market, compares your options, and stays available after enrollment, at zero cost to you.

Most people I talk to have no idea that advisors like me exist. They assumed they had to figure it out alone, go directly to the marketplace, or call a 1-800 number and hope for the best.

You do not have to do it that way.

Save this and send it to someone who is currently trying to figure out their coverage on their own.

06/05/2026

Two local pros. One goal: make sure you're covered and taken care of.

Whether it's your car or your health insurance, you shouldn't have to figure it out alone.

Shoutout to Dave and the team at Minor Wreck Express in Johnston. 🙌

A 62-year-old woman came to me recently. Her and her husband's household income was low enough that she qualified for co...
06/04/2026

A 62-year-old woman came to me recently. Her and her husband's household income was low enough that she qualified for completely free health insurance on the marketplace.

She had no idea.

That is not a rare story. It happens more than you would think, and it goes both ways. Some people are overpaying because they assume they make too much to qualify for help. Others are leaving money on the table because nobody ever ran the numbers for them.

Income is the single biggest factor in what your health insurance actually costs. And figuring out where you land takes about five minutes.

DM me your household size and a rough income range, and I will tell you exactly what you are likely looking at. Free, no pressure, no spam calls.

06/02/2026

Deductible. Coinsurance. Out-of-pocket max. If those words make your eyes glaze over, this one's for you. Health insurance explained in plain English… in under 30 seconds.

Save this for later. 🔖

Most people have no idea what health insurance actually costs until they sit down and look. The numbers often surprise t...
05/29/2026

Most people have no idea what health insurance actually costs until they sit down and look. The numbers often surprise them.

DM me, and I will run your personalized estimate for free.

05/29/2026

You do not need an employer to get health insurance. Between jobs, self-employed, retiring early, starting something new - there is a path to coverage for almost every situation.

And working with me to find it costs you nothing. My fee is paid by the carriers.

Drop your situation in the comments or send me a DM.

05/26/2026

A family of four. $70,000 household income. Twelve dollars a month for a full health plan.

They came in expecting a big expense and left with coverage that cost them almost nothing. The subsidies were there the whole time. They just never knew to ask.

If you have been assuming coverage is out of reach, let us find out what your actual number looks like.

Link in bio.

This is the most common situation I see with small businesses, and it is painful every time.The owner sets up a group he...
05/22/2026

This is the most common situation I see with small businesses, and it is painful every time.

The owner sets up a group health plan. They are doing the right thing, trying to offer benefits. But the employee share of the premium is too high, so nobody enrolls. The owner ends up paying $2,000 or more a month for a plan that only covers their own family.

That money is not helping anyone. And it is not staying in the business.

I am currently working with a local Iowa business in exactly this situation. Once we find a smarter structure for the owner, we will start looking at more affordable options for the team, too, people who have had no coverage at all up to this point.

If this sounds like your business, let us talk. There are options that most small business owners have never been shown.

Free consultation. No obligation. Link in bio.

School districts are heading into open enrollment for next year, and a lot of teachers are sitting down right now to pic...
05/22/2026

School districts are heading into open enrollment for next year, and a lot of teachers are sitting down right now to pick their plans.

Here is something worth knowing before you do: your individual coverage through the district is often really solid. But adding your spouse or your kids to that same plan can get expensive fast, sometimes significantly more than what you might find on the marketplace or through a private plan.

You do not have to choose the same coverage for everyone in your household. You can stay on the school plan yourself and find a separate, more affordable option for your family. Many teachers do not realize that it is an option.

If you are a teacher going through open enrollment right now, or you know one, send this along. A free 15-minute conversation could save real money every month.

DM me or link in bio to book a time.

Address

974 73rd Street
West Des Moines, IA
50265

Telephone

+5153187511

Website

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